Cross Plains, WI—53528
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cross Plains, WI
As of Nov '25, the median home price in Cross Plains, WI is $510,000, with a year-over-year change of 4.0%. This indicates that home prices in Cross Plains, WI are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $510,000 | 4.0% |
| Single Family | $525,000 | 4.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $336,000 | 3.7% |
3 Bed | $441,000 | 4.0% |
4 Bed | $566,000 | 3.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cross Plains, WI
As of July '25, Rentcast reports the average rent in Cross Plains, WI is $1,770, with a year-over-year rent change of 12.7%. Per bedroom, the median rent as of July '25 in Cross Plains, WI is 1-bedrooms: $1,400, 2-bedrooms: $1,620, 3-bedrooms: $2,070. The most common rental property sizes in Cross Plains, WI are 2-bedroom and 3-bedroom, accounting for 46.5% and 28.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,640 | $1,770 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,380 | $1,400 |
| 2 Bed Rent | $1,500 | $1,620 |
| 3 Bed Rent | $2,000 | $2,070 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cross Plains, WI
As of Nov '25, Realtor.com reports that the median days on market for a home in Cross Plains, WI is 24. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $460,000 | 3.0% |
Listing Count | 21 | 23.0% |
| Listings as % of Homes | 0.6% | 23.0% |
Days on Market | 24 | 7.0% |
Demographics — Cross Plains, WI
As of the latest ACS Survey released in 2023, Cross Plains, WI has a population of 6,280, which has remained stable by 0.4% over the past 5 years. Cross Plains, WI is a popular place for families, as children make up 25.1% of the population. The area has a moderately educated workforce, with 44.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,280 | 0.4% |
% Under 18 | 25.1% | 1.6% |
% Seniors | 20.1% | 28.8% |
% WFH | 14.6% | 165.5% |
% w/ College Degree | 44.8% | 21.1% |
As of the latest ACS Survey released in 2023, Cross Plains, WI is a predominantly white area, with 93.0% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Cross Plains, WI is hispanic, making up 3.1% of the population. Foreign-born residents account for 1.7% of the population in Cross Plains, WI, and this percentage has decreased by 32.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.0% | -1.3% |
% Black | 0.2% | ∞% |
% Hispanic | 3.1% | 19.2% |
% Asian | 1.1% | 22.2% |
% Foreign Born | 1.7% | -32.0% |
Mortgage and Risk — Cross Plains, WI
According to HUD data as of 2023, there were 129 mortgage originations in Cross Plains, WI, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Cross Plains, WI. Investor activity is low, as 2.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 129 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 5.0% |
Rentals and Section 8 — Cross Plains, WI
Cross Plains, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 16 |
Total Units Section 8 | 16 |
% Rentals under Section 8 | 3.1% |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$150 | $1,380 | $1,230 |
| 2 Bedroom | -$90 | $1,500 | $1,410 |
| 3 Bedroom | -$150 | $2,000 | $1,850 |
| 4 Bedroom | N/A | N/A | $2,070 |
Affordability — Cross Plains, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $510,000 |
| Median Household Income | $104,000 |