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  1. Home
  2. /Browse ZIP Codes
  3. /Colorado
  4. /Divide, CO - 80814

Divide, CO—80814

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$500,000
3.1% YoY Growth
Household Income
$67,900
6.9% YoY Growth
Days on Market
50
26.0% Shorter YoY
Home Price Forecast
-1.2%
Median Rent
$2,600
13.1% YoY Growth
1-Bed Rent
$1,120
17.0% YoY Growth
2-Bed Rent
N/A
N/A
3-Bed Rent
$2,400
7.3% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Divide, CO

As of May '26, the median home price in Divide, CO is $500,000, with a year-over-year change of -3.1%. This indicates that home prices in Divide, CO are decreasing. According to Zillow, the 1-year price projection is -1.2%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$500,000-3.1%
Single Family $500,000-2.7%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $307,000
    -4.1%
    2 Bed
    		$393,000-2.5%
    3 Bed
    		$503,000-3.1%
    4 Bed
    		$640,000-2.3%
    5 Bed $789,239-2.7%
    Loading chart...

    % of Housing Stock

    1 Bedroom
    12.8%
    2 Bedrooms
    27.1%
    3 Bedrooms
    45.2%
    4 Bedrooms
    14.4%
    5+ Bedrooms
    0.5%

    Rental Trends — Divide, CO

    As of July '25, Rentcast reports the average rent in Divide, CO is $2,500, with a year-over-year rent change of 13.1%. Per bedroom, the median rent as of July '25 in Divide, CO is 1-bedrooms: $1,120, 3-bedrooms: $2,400. The most common rental property sizes in Divide, CO are 3-bedroom and 2-bedroom, accounting for 49.4% and 42.1% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,600$2,500
    Studio Rent N/AN/A
    1 Bed Rent $1,120$1,120
    2 Bed Rent N/AN/A
    3 Bed Rent $2,400$2,400
    4 Bed Rent N/AN/A
    Loading chart...

    % of Rental Stock

    1 Bedroom
    8.5%
    2 Bedrooms
    42.1%
    3 Bedrooms
    49.4%

    Property Listings — Divide, CO

    As of May '26, Realtor.com reports that the median days on market for a home in Divide, CO is 50. This is a decrease of -26.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 48.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$550,000-16.0%
    Listing Count
    		58-6.0%
    Listings as % of Homes0.9%-6.0%
    Days on Market
    		50-26.0%
    Loading chart...

    Demographics — Divide, CO

    As of the latest ACS Survey released in 2023, Divide, CO has a population of 4,040, which has increased by 18.0% over the past 5 years. Divide, CO is a less popular place for families, as children make up 7.5% of the population. The area has a moderately educated workforce, with 38.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.6% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		4,04018.0%
    % Under 18
    		7.5%-60.5%
    % Seniors
    		29.3%38.9%
    % WFH
    		17.6%282.6%
    % w/ College Degree
    		38.4%7.0%
    Loading chart...

    As of the latest ACS Survey released in 2023, Divide, CO is a predominantly white area, with 80.6% of the population identifying as white. The white population has shrunk by 10.0% in the last 5 years. The second most common race or ethnicity in Divide, CO is hispanic, making up 12.1% of the population. Foreign-born residents account for 1.0% of the population in Divide, CO, and this percentage has decreased by 82.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		80.6%-10.0%
    % Black
    		0.0%-100.0%
    % Hispanic
    		12.1%51.2%
    % Asian
    		0.5%-61.5%
    % Foreign Born
    		1.0%-82.5%
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    Mortgage and Risk — Divide, CO

    According to HUD data as of 2023, there were 212 mortgage originations in Divide, CO, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Divide, CO. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		212
    % Conventional Loans
    		75.0%
    % Government Loans
    		25.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		8.0%
    % Cash Out Refinance
    		15.0%
    Loading chart...
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    Rentals and Section 8 — Divide, CO

    Divide, CO lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		7
    Total Units Section 8
    		7
    % Rentals under Section 8
    		1.0%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$210$1,120$1,330
    2 BedroomN/AN/A$1,470
    3 Bedroom-$340$2,400$2,060
    4 BedroomN/AN/A$2,470

    Affordability — Divide, CO

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio7.2
    Median Home Price$500,000
    Median Household Income$67,900

    Divide, CO — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions