Newton—84327

As of Aug '25, the median home price in Newton is $454,000, with a year-over-year change of 5.0%. This indicates that home prices in Newton are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.

As of Aug '25 and according to Realtor.com, the median days on market for a home in Newton is 128. This is an increase of 24.0% from last year. This indicates that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%. This is a small percentage of inventory, suggesting little supply pressure on home prices.

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Newton in that year was 50. 86.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 46.0%. Of those, 10.0% were >90% loan to value. This is considered elevated, suggesting that mortgage risk is medium in Newton. Investor activity in Newton is low, as 0.0% of all loans are originated by investors. In 2023, 20.0% of all loans were cash-out refinances, suggesting many homeowners are actively tapping their home's equity.