Rio Linda, CA—95673
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rio Linda, CA
As of Oct '25, the median home price in Rio Linda, CA is $443,000, with a year-over-year change of -2.7%. This indicates that home prices in Rio Linda, CA are decreasing. According to Zillow, the 1-year price projection is -0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $443,000 | -2.7% |
| Single Family | $443,000 | -2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $396,000 | -1.2% |
3 Bed | $431,000 | -3.1% |
4 Bed | $515,000 | -2.3% |
| 5 Bed | $691,000 | 0.6% |
% of Housing Stock
Rental Trends — Rio Linda, CA
As of July '25, Rentcast reports the average rent in Rio Linda, CA is $2,440, with a year-over-year rent change of 15.1%. Per bedroom, the median rent as of July '25 in Rio Linda, CA is 3-bedrooms: $2,380, 4-bedrooms: $2,600. The most common rental property sizes in Rio Linda, CA are 3-bedroom and 2-bedroom, accounting for 46.4% and 32.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,440 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,400 | $2,380 |
| 4 Bed Rent | $2,500 | $2,600 |
% of Rental Stock
Property Listings — Rio Linda, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rio Linda, CA is 54. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $472,000 | -2.0% |
Listing Count | 27 | -33.0% |
| Listings as % of Homes | 0.5% | -33.0% |
Days on Market | 54 | 10.0% |
Demographics — Rio Linda, CA
As of the latest ACS Survey released in 2023, Rio Linda, CA has a population of 16,900, which has increased by 7.5% over the past 5 years. Rio Linda, CA is a moderately popular place for families, as children make up 22.9% of the population. The area has a poorly educated workforce, with 16.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,900 | 7.5% |
% Under 18 | 22.9% | -11.6% |
% Seniors | 13.9% | 4.5% |
% WFH | 11.3% | 61.4% |
% w/ College Degree | 16.6% | 21.2% |
As of the latest ACS Survey released in 2023, Rio Linda, CA is a predominantly white area, with 60.3% of the population identifying as white. The white population has shrunk by 9.0% in the last 5 years. The second most common race or ethnicity in Rio Linda, CA is hispanic, making up 25.5% of the population. Foreign-born residents account for 16.7% of the population in Rio Linda, CA, and this percentage has increased by 7.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.3% | -9.0% |
% Black | 2.7% | 42.1% |
% Hispanic | 25.5% | 23.8% |
% Asian | 8.2% | -5.7% |
% Foreign Born | 16.7% | 7.1% |
Mortgage and Risk — Rio Linda, CA
According to HUD data as of 2023, there were 207 mortgage originations in Rio Linda, CA, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Rio Linda, CA. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 207 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Rio Linda, CA
Rio Linda, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 69 |
Total Units Section 8 | 23 |
% Rentals under Section 8 | 1.9% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,750 |
| 2 Bedroom | N/A | N/A | $2,170 |
| 3 Bedroom | $540 | $2,400 | $2,940 |
| 4 Bedroom | $900 | $2,500 | $3,400 |
Affordability — Rio Linda, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.6 |
| Median Home Price | $443,000 |
| Median Household Income | $96,700 |