Berlin, MA01503

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$655,000
3.5% YoY Growth
Median Household Income
$122,000
17.6% 5-Year Growth
Days on Market
35
142.0% Longer than last year
Home Price Forecast
2.5%
Median Rent
$2,920
10.7% YoY Growth
1-Bed Rent
$2,630
3.5% YoY Growth
2-Bed Rent
$2,960
10.7% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — Berlin, MA

As of Oct '25, Realtor.com reports that the median days on market for a home in Berlin, MA is 35. This is a increase of 142.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 55.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$825,000-11.0%
Listing Count
1120.0%
Listings as % of Homes0.6%20.0%
Days on Market
35142.0%
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Demographics — Berlin, MA

As of the latest ACS Survey released in 2023, Berlin, MA has a population of 3,310, which has increased by 5.3% over the past 5 years. Berlin, MA is a less popular place for families, as children make up 12.5% of the population. The area has a highly educated workforce, with 54.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 31.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,3105.3%
% Under 18
12.5%-38.4%
% Seniors
30.4%44.8%
% WFH
31.0%620.9%
% w/ College Degree
54.4%16.2%
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As of the latest ACS Survey released in 2023, Berlin, MA is a predominantly white area, with 90.0% of the population identifying as white. The white population has shrunk by 6.6% in the last 5 years. The second most common race or ethnicity in Berlin, MA is hispanic, making up 2.9% of the population. Foreign-born residents account for 6.9% of the population in Berlin, MA, and this percentage has increased by 13.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.0%-6.6%
% Black
1.9%280.0%
% Hispanic
2.9%314.3%
% Asian
2.2%29.4%
% Foreign Born
6.9%13.1%
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Mortgage and Risk — Berlin, MA

According to HUD data as of 2023, there were 69 mortgage originations in Berlin, MA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Berlin, MA. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
69
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Berlin, MA

Berlin, MA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
75
Total Units Section 8
36
% Rentals under Section 8
12.3%
% Occupied Section 8
93.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$490$2,630$2,140
2 Bedroom-$410$2,960$2,550
3 BedroomN/AN/A$3,080
4 BedroomN/AN/A$3,390

Affordability — Berlin, MA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.6
Median Home Price$655,000
Median Household Income$122,000

Berlin, MA — ZIP Code Boundary Map

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Frequently Asked Questions