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Oxford, MA—01540

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$440,000
2.3% YoY Growth
Household Income
$118,000
72.2% YoY Growth
Days on Market
26
0.0% Longer YoY
Home Price Forecast
1.1%
Median Rent
$1,850
3.7% YoY Growth
1-Bed Rent
$1,850
N/A
2-Bed Rent
$1,950
18.1% YoY Growth
3-Bed Rent
N/A
N/A

Other Zip Codes in Oxford, MA

01537
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Oxford, MA

As of May '26, the median home price in Oxford, MA is $440,000, with a year-over-year change of 2.3%. This indicates that home prices in Oxford, MA are increasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$440,0002.3%
Single Family $453,0002.5%
Condos $311,0003.3%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$367,0003.1%
    3 Bed
    		$451,0002.5%
    4 Bed
    		$541,0002.1%
    5 Bed $537,6972.2%
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    % of Housing Stock

    1 Bedroom
    5.9%
    2 Bedrooms
    20.5%
    3 Bedrooms
    56.9%
    4 Bedrooms
    14.6%
    5+ Bedrooms
    2.1%

    Rental Trends — Oxford, MA

    As of July '25, Rentcast reports the average rent in Oxford, MA is $1,820, with a year-over-year rent change of -3.7%. Per bedroom, the median rent as of July '25 in Oxford, MA is studios: $1,650, 1-bedrooms: $1,530, 2-bedrooms: $2,090. The most common rental property sizes in Oxford, MA are 2-bedroom and 1-bedroom, accounting for 49.2% and 27.4% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,850$1,820
    Studio Rent $1,650$1,650
    1 Bed Rent $1,850$1,530
    2 Bed Rent $1,950$2,090
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    27.4%
    2 Bedrooms
    49.2%
    3 Bedrooms
    19.7%
    4 Bedrooms
    1.8%
    5+ Bedrooms
    1.9%

    Property Listings — Oxford, MA

    As of May '26, Realtor.com reports that the median days on market for a home in Oxford, MA is 26. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$425,000-9.0%
    Listing Count
    		2726.0%
    Listings as % of Homes0.3%26.0%
    Days on Market
    		260.0%
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    Demographics — Oxford, MA

    As of the latest ACS Survey released in 2023, Oxford, MA has a population of 11,500, which has remained stable by 0.3% over the past 5 years. Oxford, MA is a moderately popular place for families, as children make up 20.0% of the population. The area has a moderately educated workforce, with 26.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.0% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		11,5000.3%
    % Under 18
    		20.0%-13.4%
    % Seniors
    		15.3%10.1%
    % WFH
    		14.0%900.0%
    % w/ College Degree
    		26.8%-1.8%
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    As of the latest ACS Survey released in 2023, Oxford, MA is a predominantly white area, with 89.9% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Oxford, MA is hispanic, making up 6.3% of the population. Foreign-born residents account for 6.1% of the population in Oxford, MA, and this percentage has increased by 10.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		89.9%0.8%
    % Black
    		0.5%-68.8%
    % Hispanic
    		6.3%34.0%
    % Asian
    		0.9%-59.1%
    % Foreign Born
    		6.1%10.9%
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    Mortgage and Risk — Oxford, MA

    According to HUD data as of 2023, there were 268 mortgage originations in Oxford, MA, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Oxford, MA. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		268
    % Conventional Loans
    		79.0%
    % Government Loans
    		21.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		14.0%
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    Rentals and Section 8 — Oxford, MA

    Oxford, MA lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		217
    Total Units Section 8
    		217
    % Rentals under Section 8
    		31.5%
    % Occupied Section 8
    		89.6%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$680$1,850$1,170
    2 Bedroom-$440$1,950$1,510
    3 BedroomN/AN/A$1,840
    4 BedroomN/AN/A$2,030

    Affordability — Oxford, MA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.1
    Median Home Price$440,000
    Median Household Income$118,000

    Oxford, MA — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Oxford, MA

    01537

    Webster, MA

    01570

    Auburn, MA

    01501

    Dudley, MA

    01571

    Leicester, MA

    01542

    Frequently Asked Questions