Garnerville, NY 10923 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Garnerville, NY—10923

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$595,000

3.6% YoY Growth

Household Income

$95,800

19.5% YoY Growth

Days on Market

25.0% Shorter YoY

Home Price Forecast

1.7%

Median Rent

$2,250

3.5% YoY Growth

1-Bed Rent

$2,000

15.4% YoY Growth

2-Bed Rent

N/A

3-Bed Rent

$2,950

N/A

Home Price Trends — Garnerville, NY

As of Dec '25, the median home price in Garnerville, NY is $595,000, with a year-over-year change of 3.6%. This indicates that home prices in Garnerville, NY are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$595,000	3.6%
Single Family	$604,000	3.8%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Garnerville, NY

As of July '25, Rentcast reports the average rent in Garnerville, NY is $2,460, with a year-over-year rent change of -3.5%. Per bedroom, the median rent as of July '25 in Garnerville, NY is 1-bedrooms: $2,100, 3-bedrooms: $2,930. The most common rental property sizes in Garnerville, NY are 2-bedroom and 1-bedroom, accounting for 45.5% and 30.3% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,250	$2,460
Studio Rent	N/A	N/A
1 Bed Rent	$2,000	$2,100
2 Bed Rent	N/A	N/A
3 Bed Rent	$2,950	$2,930
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

4.3%

1 Bedroom

30.3%

2 Bedrooms

45.5%

3 Bedrooms

12.6%

4 Bedrooms

3.5%

5+ Bedrooms

3.8%

Property Listings — Garnerville, NY

As of Dec '25, Realtor.com reports that the median days on market for a home in Garnerville, NY is 47. This is a decrease of -28.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$514,000	-5.0%
Listing Count	12	64.0%
Listings as % of Homes	0.3%	64.0%
Days on Market	63	-25.0%

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Demographics — Garnerville, NY

As of the latest ACS Survey released in 2023, Garnerville, NY has a population of 9,190, which has increased by 11.5% over the past 5 years. Garnerville, NY is a popular place for families, as children make up 29.3% of the population. The area has a moderately educated workforce, with 36.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.6% reporting working from home.

Metric	Latest Census	YoY % Change
Population	9,190	11.5%
% Under 18	29.3%	33.2%
% Seniors	11.7%	-5.6%
% WFH	7.6%	111.1%
% w/ College Degree	36.2%	35.6%

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As of the latest ACS Survey released in 2023, Garnerville, NY is a predominantly hispanic area, with 55.6% of the population identifying as hispanic. The hispanic population has grown by 51.5% in the last 5 years. The second most common race or ethnicity in Garnerville, NY is white, making up 27.2% of the population. Foreign-born residents account for 26.5% of the population in Garnerville, NY, and this percentage has increased by 9.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	27.2%	-36.9%
% Black	10.6%	-10.9%
% Hispanic	55.6%	51.5%
% Asian	5.4%	-15.6%
% Foreign Born	26.5%	9.1%

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Mortgage and Risk — Garnerville, NY

According to HUD data as of 2023, there were 45 mortgage originations in Garnerville, NY, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Garnerville, NY. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	45
% Conventional Loans	64.0%
% Government Loans	36.0%
% Investor Loans	0.0%
% Second Loans	0.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Garnerville, NY

Garnerville, NY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	45
Total Units Section 8	45
% Rentals under Section 8	4.8%
% Occupied Section 8	86.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$470	$2,000	$2,470
2 Bedroom	N/A	N/A	$2,740
3 Bedroom	$460	$2,950	$3,410
4 Bedroom	N/A	N/A	$3,680

Garnerville, NY—10923

Key Metrics at a Glance

Home Price Trends — Garnerville, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Garnerville, NY

% of Rental Stock

Property Listings — Garnerville, NY

Demographics — Garnerville, NY

Race and Ethnicity

Mortgage and Risk — Garnerville, NY

Mortgages

Rentals and Section 8 — Garnerville, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Garnerville, NY

Home Price to Income Ratio

Garnerville, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Thiells, NY

West Haverstraw, NY

Haverstraw, NY

New City, NY

Stony Point, NY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	5.2
Median Home Price	$595,000
Median Household Income	$95,800

Garnerville, NY—10923

Key Metrics at a Glance

Home Price Trends — Garnerville, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Garnerville, NY

% of Rental Stock

Property Listings — Garnerville, NY

Demographics — Garnerville, NY

Race and Ethnicity

Mortgage and Risk — Garnerville, NY

Mortgages

Rentals and Section 8 — Garnerville, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Garnerville, NY

Home Price to Income Ratio

Garnerville, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Thiells, NY

West Haverstraw, NY

Haverstraw, NY

New City, NY

Stony Point, NY

Frequently Asked Questions

What is the average home price in Garnerville, NY 10923?

How have home prices in Garnerville, NY 10923 changed over the past year?

What is the home price projection for Garnerville, NY 10923?

What are the demographics of Garnerville, NY 10923?

How long does it take homes to sell in Garnerville, NY 10923?

What is the average rent price in Garnerville, NY 10923?