Valrico, FL—33596
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Valrico, FL
Home Price Trends — Valrico, FL
As of Oct '25, the median home price in Valrico, FL is $460,000, with a year-over-year change of -4.1%. This indicates that home prices in Valrico, FL are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $460,000 | -4.1% |
| Single Family | $462,000 | -4.3% |
| Condos | $214,000 | -10.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $297,000 | -8.3% |
3 Bed | $380,000 | -5.5% |
4 Bed | $488,000 | -3.9% |
| 5 Bed | $632,000 | -3.7% |
% of Housing Stock
Rental Trends — Valrico, FL
As of July '25, Rentcast reports the average rent in Valrico, FL is $2,750, with a year-over-year rent change of 4.2%. Per bedroom, the median rent as of July '25 in Valrico, FL is 1-bedrooms: $1,500, 2-bedrooms: $1,920, 3-bedrooms: $2,550, 4-bedrooms: $2,890. The most common rental property sizes in Valrico, FL are 3-bedroom and 4-bedroom, accounting for 39.1% and 37.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,540 | $2,750 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,500 | $1,500 |
| 2 Bed Rent | $1,800 | $1,920 |
| 3 Bed Rent | $2,350 | $2,550 |
| 4 Bed Rent | $2,730 | $2,890 |
% of Rental Stock
Property Listings — Valrico, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Valrico, FL is 70. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $500,000 | -1.0% |
Listing Count | 156 | 5.0% |
| Listings as % of Homes | 0.9% | 5.0% |
Days on Market | 70 | 18.0% |
Demographics — Valrico, FL
As of the latest ACS Survey released in 2023, Valrico, FL has a population of 28,200, which has decreased by -6.2% over the past 5 years. Valrico, FL is a moderately popular place for families, as children make up 21.4% of the population. The area has a highly educated workforce, with 48.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 28,200 | -6.2% |
% Under 18 | 21.4% | -15.4% |
% Seniors | 16.4% | 22.4% |
% WFH | 24.6% | 151.0% |
% w/ College Degree | 48.6% | 6.8% |
As of the latest ACS Survey released in 2023, Valrico, FL is a predominantly white area, with 67.5% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Valrico, FL is hispanic, making up 18.3% of the population. Foreign-born residents account for 8.7% of the population in Valrico, FL, and this percentage has decreased by 11.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.5% | -5.3% |
% Black | 8.3% | -4.6% |
% Hispanic | 18.3% | 27.1% |
% Asian | 2.1% | -19.2% |
% Foreign Born | 8.7% | -11.2% |
Mortgage and Risk — Valrico, FL
According to HUD data as of 2023, there were 547 mortgage originations in Valrico, FL, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Valrico, FL. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 547 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Valrico, FL
As of 2024, the percent of homes in Valrico, FL under the Section 8 program is 4.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Valrico, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 102 |
Total Units Section 8 | 102 |
% Rentals under Section 8 | 4.9% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $1,030 | $1,500 | $2,530 |
| 2 Bedroom | $1,170 | $1,800 | $2,970 |
| 3 Bedroom | $1,450 | $2,350 | $3,800 |
| 4 Bedroom | $1,900 | $2,730 | $4,630 |
Affordability — Valrico, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $460,000 |
| Median Household Income | $112,000 |