Northside, Cincinnati, OH45223

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$213,000
1.9% YoY Growth
Median Household Income
$46,900
14.6% 5-Year Growth
Days on Market
50
47.0% Longer than last year
Home Price Forecast
1.3%
Median Rent
$1,100
10.9% YoY Growth
1-Bed Rent
$885
6.0% YoY Growth
2-Bed Rent
$1,100
0.8% YoY Growth
3-Bed Rent
$1,640
1.7% YoY Growth

Property Listings — Northside, Cincinnati, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Northside, Cincinnati, OH is 50. This is a increase of 47.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 47.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$338,00049.0%
Listing Count
5941.0%
Listings as % of Homes0.4%41.0%
Days on Market
5047.0%
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Demographics — Northside, Cincinnati, OH

As of the latest ACS Survey released in 2023, Northside, Cincinnati, OH has a population of 13,000, which has increased by 8.9% over the past 5 years. Northside, Cincinnati, OH is a moderately popular place for families, as children make up 21.9% of the population. The area has a moderately educated workforce, with 43.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,0008.9%
% Under 18
21.9%-13.1%
% Seniors
10.6%9.3%
% WFH
19.1%377.5%
% w/ College Degree
43.4%13.6%
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As of the latest ACS Survey released in 2023, Northside, Cincinnati, OH is a predominantly white area, with 52.6% of the population identifying as white. The white population has grown by 9.4% in the last 5 years. The second most common race or ethnicity in Northside, Cincinnati, OH is black, making up 33.0% of the population. Foreign-born residents account for 6.2% of the population in Northside, Cincinnati, OH, and this percentage has increased by 195.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
52.6%9.4%
% Black
33.0%-26.8%
% Hispanic
5.8%52.6%
% Asian
1.3%225.0%
% Foreign Born
6.2%195.2%
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Mortgage and Risk — Northside, Cincinnati, OH

According to HUD data as of 2023, there were 179 mortgage originations in Northside, Cincinnati, OH, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Northside, Cincinnati, OH. Investor activity is low, as 4.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
179
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Northside, Cincinnati, OH

As of 2024, the percent of homes in Northside, Cincinnati, OH under the Section 8 program is 25.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Northside, Cincinnati, OH, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
853
Total Units Section 8
799
% Rentals under Section 8
25.4%
% Occupied Section 8
87.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$25$885$860
2 Bedroom$20$1,100$1,120
3 Bedroom-$150$1,640$1,490
4 Bedroom$490$1,150$1,640

Affordability — Northside, Cincinnati, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$213,000
Median Household Income$46,900

Northside, Cincinnati, OH — ZIP Code Boundary Map

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Frequently Asked Questions