Xenia, OH 45385 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Xenia, OH—45385

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$245,000

3.6% YoY Growth

Household Income

$75,300

38.8% YoY Growth

Days on Market

59

1.0% Longer YoY

Home Price Forecast

N/A

Median Rent

$1,120

12.5% YoY Growth

1-Bed Rent

$750

18.7% YoY Growth

2-Bed Rent

$1,000

28.2% YoY Growth

3-Bed Rent

$1,580

8.3% YoY Growth

Other Zip Codes in Xenia, OH

45370

Home Price Trends — Xenia, OH

Xenia, OH lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$245,000	3.6%
Single Family	$245,000	4.3%
Condos	$241,000	7.1%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	$97,000	-3.0%

Rental Trends — Xenia, OH

As of July '25, Rentcast reports the average rent in Xenia, OH is $1,350, with a year-over-year rent change of 12.5%. Per bedroom, the median rent as of July '25 in Xenia, OH is studios: $735, 1-bedrooms: $806, 2-bedrooms: $1,040, 3-bedrooms: $1,700, 4-bedrooms: $2,280. The most common rental property sizes in Xenia, OH are 2-bedroom and 3-bedroom, accounting for 37.8% and 32.0% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,120	$1,350
Studio Rent	$735	$735
1 Bed Rent	$750	$806
2 Bed Rent	$1,000	$1,040
3 Bed Rent	$1,580	$1,700
4 Bed Rent	$2,500	$2,280

Loading chart...

% of Rental Stock

Studio

2.5%

1 Bedroom

24.0%

2 Bedrooms

37.8%

3 Bedrooms

32.0%

4 Bedrooms

3.5%

5+ Bedrooms

0.2%

Property Listings — Xenia, OH

As of Dec '25, Realtor.com reports that the median days on market for a home in Xenia, OH is 40. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$285,000	13.0%
Listing Count	111	-14.0%
Listings as % of Homes	0.4%	-14.0%
Days on Market	59	1.0%

Loading chart...

Demographics — Xenia, OH

As of the latest ACS Survey released in 2023, Xenia, OH has a population of 40,100, which has increased by 3.7% over the past 5 years. Xenia, OH is a moderately popular place for families, as children make up 23.1% of the population. The area has a moderately educated workforce, with 30.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.9% reporting working from home.

Metric	Latest Census	YoY % Change
Population	40,100	3.7%
% Under 18	23.1%	5.0%
% Seniors	18.8%	1.6%
% WFH	8.9%	169.7%
% w/ College Degree	30.7%	16.7%

Loading chart...

As of the latest ACS Survey released in 2023, Xenia, OH is a predominantly white area, with 83.5% of the population identifying as white. The white population has remained stable in the last 5 years. The second most common race or ethnicity in Xenia, OH is black, making up 6.0% of the population. Foreign-born residents account for 3.1% of the population in Xenia, OH, and this percentage has increased by 40.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	83.5%	0.0%
% Black	6.0%	-41.2%
% Hispanic	2.3%	4.5%
% Asian	2.3%	283.3%
% Foreign Born	3.1%	40.9%

Loading chart...

Mortgage and Risk — Xenia, OH

According to HUD data as of 2023, there were 827 mortgage originations in Xenia, OH, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Xenia, OH. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	827
% Conventional Loans	71.0%
% Government Loans	29.0%
% Investor Loans	3.0%
% Second Loans	0.0%
% Cash Out Refinance	11.0%

Loading chart...

Rentals and Section 8 — Xenia, OH

As of 2024, the percent of homes in Xenia, OH under the Section 8 program is 22.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Xenia, OH, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	1,166
Total Units Section 8	1,061
% Rentals under Section 8	22.6%
% Occupied Section 8	93.6%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$50	$750	$800
2 Bedroom	$20	$1,000	$1,020
3 Bedroom	-$260	$1,580	$1,320
4 Bedroom	-$1,040	$2,500	$1,460

Xenia, OH—45385

Key Metrics at a Glance

Other Zip Codes in Xenia, OH

Home Price Trends — Xenia, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Xenia, OH

% of Rental Stock

Property Listings — Xenia, OH

Demographics — Xenia, OH

Race and Ethnicity

Mortgage and Risk — Xenia, OH

Mortgages

Rentals and Section 8 — Xenia, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Xenia, OH

Home Price to Income Ratio

Xenia, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Wilberforce

Alpha

Beavercreek, OH

Yellow Springs, OH

Xenia, OH

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.8
Median Home Price	$245,000
Median Household Income	$75,300

Xenia, OH—45385

Key Metrics at a Glance

Other Zip Codes in Xenia, OH

Home Price Trends — Xenia, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Xenia, OH

% of Rental Stock

Property Listings — Xenia, OH

Demographics — Xenia, OH

Race and Ethnicity

Mortgage and Risk — Xenia, OH

Mortgages

Rentals and Section 8 — Xenia, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Xenia, OH

Home Price to Income Ratio

Xenia, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Wilberforce

Alpha

Beavercreek, OH

Yellow Springs, OH

Xenia, OH

Frequently Asked Questions

What is the average home price in Xenia, OH 45385?

How have home prices in Xenia, OH 45385 changed over the past year?

What is the home price projection for Xenia, OH 45385?

What are the demographics of Xenia, OH 45385?

How long does it take homes to sell in Xenia, OH 45385?

What is the average rent price in Xenia, OH 45385?