Dayton, OH—45403
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dayton, OH
Dayton, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $101,000 | -0.1% |
| Single Family | $101,000 | 1.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $64,000 | 3.2% |
2 Bed | $87,000 | 2.4% |
3 Bed | $110,000 | 0.9% |
4 Bed | $121,000 | 0.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Dayton, OH
As of July '25, Rentcast reports the average rent in Dayton, OH is $1,010, with a year-over-year rent change of 3.8%. Per bedroom, the median rent as of July '25 in Dayton, OH is studios: $700, 1-bedrooms: $708, 2-bedrooms: $926, 3-bedrooms: $1,300, 4-bedrooms: $1,270. The most common rental property sizes in Dayton, OH are 1-bedroom and 3-bedroom, accounting for 32.5% and 31.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $1,010 |
| Studio Rent | $700 | $700 |
| 1 Bed Rent | $715 | $708 |
| 2 Bed Rent | $900 | $926 |
| 3 Bed Rent | $1,250 | $1,300 |
| 4 Bed Rent | $1,100 | $1,270 |
% of Rental Stock
Property Listings — Dayton, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Dayton, OH is 50. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $130,000 | 0.0% |
Listing Count | 50 | 7.0% |
| Listings as % of Homes | 0.4% | 7.0% |
Days on Market | 50 | 31.0% |
Demographics — Dayton, OH
As of the latest ACS Survey released in 2023, Dayton, OH has a population of 13,800, which has decreased by -2.3% over the past 5 years. Dayton, OH is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 10.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,800 | -2.3% |
% Under 18 | 23.1% | -8.7% |
% Seniors | 11.3% | 4.6% |
% WFH | 3.9% | 77.3% |
% w/ College Degree | 10.8% | 11.3% |
As of the latest ACS Survey released in 2023, Dayton, OH is a predominantly white area, with 65.5% of the population identifying as white. The white population has shrunk by 8.8% in the last 5 years. The second most common race or ethnicity in Dayton, OH is hispanic, making up 14.9% of the population. Foreign-born residents account for 9.1% of the population in Dayton, OH, and this percentage has decreased by 24.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.5% | -8.8% |
% Black | 14.3% | 36.2% |
% Hispanic | 14.9% | 4.2% |
% Asian | 0.7% | 133.3% |
% Foreign Born | 9.1% | -24.2% |
Mortgage and Risk — Dayton, OH
According to HUD data as of 2023, there were 228 mortgage originations in Dayton, OH, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, OH. Investor activity is low, as 7.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 228 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 7.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Dayton, OH
As of 2024, the percent of homes in Dayton, OH under the Section 8 program is 4.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Dayton, OH, because HUD payments exceed market rent, while 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 288 |
Total Units Section 8 | 171 |
% Rentals under Section 8 | 4.6% |
% Occupied Section 8 | 87.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $5 | $715 | $720 |
| 2 Bedroom | $30 | $900 | $930 |
| 3 Bedroom | -$50 | $1,250 | $1,200 |
| 4 Bedroom | $220 | $1,100 | $1,320 |
Affordability — Dayton, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $101,000 |
| Median Household Income | $36,200 |