Dayton, OH—45404
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dayton, OH
Dayton, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $96,000 | -0.4% |
| Single Family | $96,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $77,000 | 0.0% |
3 Bed | $112,000 | 1.8% |
4 Bed | $140,000 | 5.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Dayton, OH
As of July '25, Rentcast reports the average rent in Dayton, OH is $1,050, with a year-over-year rent change of -13.9%. Per bedroom, the median rent as of July '25 in Dayton, OH is studios: $450, 1-bedrooms: $740, 2-bedrooms: $950, 3-bedrooms: $1,230, 4-bedrooms: $1,290. The most common rental property sizes in Dayton, OH are 3-bedroom and 2-bedroom, accounting for 36.7% and 35.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $975 | $1,050 |
| Studio Rent | $450 | $450 |
| 1 Bed Rent | $725 | $740 |
| 2 Bed Rent | $950 | $950 |
| 3 Bed Rent | $1,250 | $1,230 |
| 4 Bed Rent | $1,180 | $1,290 |
% of Rental Stock
Property Listings — Dayton, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Dayton, OH is 40. This is a decrease of -41.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $159,000 | 21.0% |
Listing Count | 41 | -20.0% |
| Listings as % of Homes | 0.6% | -20.0% |
Days on Market | 40 | -41.0% |
Demographics — Dayton, OH
As of the latest ACS Survey released in 2023, Dayton, OH has a population of 10,800, which has remained stable by -0.4% over the past 5 years. Dayton, OH is a popular place for families, as children make up 30.9% of the population. The area has a poorly educated workforce, with 8.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,800 | -0.4% |
% Under 18 | 30.9% | 3.3% |
% Seniors | 12.7% | 1.6% |
% WFH | 2.7% | -10.0% |
% w/ College Degree | 8.5% | 77.1% |
As of the latest ACS Survey released in 2023, Dayton, OH is a predominantly white area, with 70.4% of the population identifying as white. The white population has shrunk by 9.2% in the last 5 years. The second most common race or ethnicity in Dayton, OH is black, making up 19.0% of the population. Foreign-born residents account for 8.9% of the population in Dayton, OH, and this percentage has decreased by 44.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.4% | -9.2% |
% Black | 19.0% | 11.1% |
% Hispanic | 4.0% | 33.3% |
% Asian | 1.3% | 160.0% |
% Foreign Born | 8.9% | -44.0% |
Mortgage and Risk — Dayton, OH
According to HUD data as of 2023, there were 195 mortgage originations in Dayton, OH, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 48.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, OH. Investor activity is low, as 8.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 195 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 8.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Dayton, OH
As of 2024, the percent of homes in Dayton, OH under the Section 8 program is 18.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Dayton, OH, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 558 |
Total Units Section 8 | 493 |
% Rentals under Section 8 | 18.8% |
% Occupied Section 8 | 74.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $85 | $725 | $810 |
| 2 Bedroom | $80 | $950 | $1,030 |
| 3 Bedroom | $80 | $1,250 | $1,330 |
| 4 Bedroom | $290 | $1,180 | $1,470 |
Affordability — Dayton, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $96,000 |
| Median Household Income | $35,300 |