Dayton, OH 45404 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Dayton, OH—45404

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$98,000

0.2% YoY Growth

Household Income

$35,300

5.3% YoY Growth

Days on Market

22.0% Shorter YoY

Home Price Forecast

N/A

Median Rent

$975

13.9% YoY Growth

1-Bed Rent

$725

54.3% YoY Growth

2-Bed Rent

$950

14.7% YoY Growth

3-Bed Rent

$1,250

6.8% YoY Growth

Other Zip Codes in Dayton, OH

45410 45405 45414 45403 45459 45402 45406 45417

Home Price Trends — Dayton, OH

Dayton, OH lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$98,000	-0.2%
Single Family	$98,000	-1.0%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Dayton, OH

As of July '25, Rentcast reports the average rent in Dayton, OH is $1,050, with a year-over-year rent change of -13.9%. Per bedroom, the median rent as of July '25 in Dayton, OH is studios: $450, 1-bedrooms: $740, 2-bedrooms: $950, 3-bedrooms: $1,230, 4-bedrooms: $1,290. The most common rental property sizes in Dayton, OH are 3-bedroom and 2-bedroom, accounting for 36.7% and 35.1% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$975	$1,050
Studio Rent	$450	$450
1 Bed Rent	$725	$740
2 Bed Rent	$950	$950
3 Bed Rent	$1,250	$1,230
4 Bed Rent	$1,180	$1,290

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% of Rental Stock

Studio

8.7%

1 Bedroom

11.7%

2 Bedrooms

35.1%

3 Bedrooms

36.7%

4 Bedrooms

7.6%

5+ Bedrooms

0.3%

Property Listings — Dayton, OH

As of Dec '25, Realtor.com reports that the median days on market for a home in Dayton, OH is 52. This is a decrease of -37.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$128,000	-2.0%
Listing Count	42	-10.0%
Listings as % of Homes	0.6%	-10.0%
Days on Market	75	-22.0%

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Demographics — Dayton, OH

As of the latest ACS Survey released in 2023, Dayton, OH has a population of 10,800, which has remained stable by -0.4% over the past 5 years. Dayton, OH is a popular place for families, as children make up 30.9% of the population. The area has a poorly educated workforce, with 8.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.7% reporting working from home.

Metric	Latest Census	YoY % Change
Population	10,800	-0.4%
% Under 18	30.9%	3.3%
% Seniors	12.7%	1.6%
% WFH	2.7%	-10.0%
% w/ College Degree	8.5%	77.1%

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As of the latest ACS Survey released in 2023, Dayton, OH is a predominantly white area, with 70.4% of the population identifying as white. The white population has shrunk by 9.2% in the last 5 years. The second most common race or ethnicity in Dayton, OH is black, making up 19.0% of the population. Foreign-born residents account for 8.9% of the population in Dayton, OH, and this percentage has decreased by 44.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	70.4%	-9.2%
% Black	19.0%	11.1%
% Hispanic	4.0%	33.3%
% Asian	1.3%	160.0%
% Foreign Born	8.9%	-44.0%

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Mortgage and Risk — Dayton, OH

According to HUD data as of 2023, there were 195 mortgage originations in Dayton, OH, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 48.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, OH. Investor activity is low, as 8.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	195
% Conventional Loans	64.0%
% Government Loans	36.0%
% Investor Loans	8.0%
% Second Loans	0.0%
% Cash Out Refinance	5.0%

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Rentals and Section 8 — Dayton, OH

As of 2024, the percent of homes in Dayton, OH under the Section 8 program is 18.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Dayton, OH, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	558
Total Units Section 8	493
% Rentals under Section 8	18.8%
% Occupied Section 8	74.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$85	$725	$810
2 Bedroom	$80	$950	$1,030
3 Bedroom	$80	$1,250	$1,330
4 Bedroom	$290	$1,180	$1,470

Dayton, OH—45404

Key Metrics at a Glance

Other Zip Codes in Dayton, OH

Home Price Trends — Dayton, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Dayton, OH

% of Rental Stock

Property Listings — Dayton, OH

Demographics — Dayton, OH

Race and Ethnicity

Mortgage and Risk — Dayton, OH

Mortgages

Rentals and Section 8 — Dayton, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Dayton, OH

Home Price to Income Ratio

Dayton, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Dayton, OH

Dayton, OH

Walnut Hills

Dayton, OH

Dayton, OH

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.4
Median Home Price	$98,000
Median Household Income	$35,300

Dayton, OH—45404

Key Metrics at a Glance

Other Zip Codes in Dayton, OH

Home Price Trends — Dayton, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Dayton, OH

% of Rental Stock

Property Listings — Dayton, OH

Demographics — Dayton, OH

Race and Ethnicity

Mortgage and Risk — Dayton, OH

Mortgages

Rentals and Section 8 — Dayton, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Dayton, OH

Home Price to Income Ratio

Dayton, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Dayton, OH

Dayton, OH

Walnut Hills

Dayton, OH

Dayton, OH

Frequently Asked Questions

What is the average home price in Dayton, OH 45404?

How have home prices in Dayton, OH 45404 changed over the past year?

What is the home price projection for Dayton, OH 45404?

What are the demographics of Dayton, OH 45404?

How long does it take homes to sell in Dayton, OH 45404?

What is the average rent price in Dayton, OH 45404?