Dayton, OH—45405
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dayton, OH
Dayton, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $87,000 | -2.0% |
| Single Family | $87,000 | -2.2% |
| Condos | $86,000 | 1.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $74,000 | -1.3% |
3 Bed | $91,000 | -2.2% |
4 Bed | $121,000 | 3.4% |
| 5 Bed | $149,000 | 4.2% |
% of Housing Stock
Rental Trends — Dayton, OH
As of July '25, Rentcast reports the average rent in Dayton, OH is $941, with a year-over-year rent change of 4.6%. Per bedroom, the median rent as of July '25 in Dayton, OH is studios: $981, 1-bedrooms: $755, 2-bedrooms: $934, 3-bedrooms: $1,150, 4-bedrooms: $1,600. The most common rental property sizes in Dayton, OH are 2-bedroom and 1-bedroom, accounting for 45.7% and 26.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $941 |
| Studio Rent | $1,080 | $981 |
| 1 Bed Rent | $750 | $755 |
| 2 Bed Rent | $900 | $934 |
| 3 Bed Rent | $1,100 | $1,150 |
| 4 Bed Rent | $1,550 | $1,600 |
% of Rental Stock
Property Listings — Dayton, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Dayton, OH is 50. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $119,000 | 0.0% |
Listing Count | 84 | 12.0% |
| Listings as % of Homes | 0.4% | 12.0% |
Days on Market | 50 | -6.0% |
Demographics — Dayton, OH
As of the latest ACS Survey released in 2023, Dayton, OH has a population of 19,300, which has increased by 14.7% over the past 5 years. Dayton, OH is a moderately popular place for families, as children make up 20.3% of the population. The area has a poorly educated workforce, with 19.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 19,300 | 14.7% |
% Under 18 | 20.3% | -5.1% |
% Seniors | 15.4% | 19.4% |
% WFH | 7.5% | 226.1% |
% w/ College Degree | 19.1% | 19.4% |
As of the latest ACS Survey released in 2023, Dayton, OH is a predominantly black area, with 67.7% of the population identifying as black. The black population has grown by 3.5% in the last 5 years. The second most common race or ethnicity in Dayton, OH is white, making up 22.5% of the population. Foreign-born residents account for 3.0% of the population in Dayton, OH, and this percentage has increased by 30.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 22.5% | -14.1% |
% Black | 67.7% | 3.5% |
% Hispanic | 3.1% | -16.2% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 3.0% | 30.4% |
Mortgage and Risk — Dayton, OH
According to HUD data as of 2023, there were 205 mortgage originations in Dayton, OH, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, OH. Investor activity is low, as 11.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 205 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 11.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Dayton, OH
As of 2024, the percent of homes in Dayton, OH under the Section 8 program is 9.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Dayton, OH, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 688 |
Total Units Section 8 | 532 |
% Rentals under Section 8 | 9.7% |
% Occupied Section 8 | 87.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$30 | $750 | $720 |
| 2 Bedroom | $30 | $900 | $930 |
| 3 Bedroom | $100 | $1,100 | $1,200 |
| 4 Bedroom | -$230 | $1,550 | $1,320 |
Affordability — Dayton, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2 |
| Median Home Price | $87,000 |
| Median Household Income | $41,900 |