Dayton, OH—45406
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dayton, OH
Dayton, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $88,000 | -1.7% |
| Single Family | $88,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $68,000 | 0.0% |
3 Bed | $93,000 | 1.1% |
4 Bed | $120,000 | 4.3% |
| 5 Bed | $152,000 | 4.1% |
% of Housing Stock
Rental Trends — Dayton, OH
As of July '25, Rentcast reports the average rent in Dayton, OH is $907, with a year-over-year rent change of -1.0%. Per bedroom, the median rent as of July '25 in Dayton, OH is studios: $667, 1-bedrooms: $747, 2-bedrooms: $879, 3-bedrooms: $1,160, 4-bedrooms: $1,460. The most common rental property sizes in Dayton, OH are 2-bedroom and 3-bedroom, accounting for 32.7% and 30.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $825 | $907 |
| Studio Rent | $665 | $667 |
| 1 Bed Rent | $740 | $747 |
| 2 Bed Rent | $895 | $879 |
| 3 Bed Rent | $1,200 | $1,160 |
| 4 Bed Rent | $1,300 | $1,460 |
% of Rental Stock
Property Listings — Dayton, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Dayton, OH is 54. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $130,000 | 2.0% |
Listing Count | 78 | -8.0% |
| Listings as % of Homes | 0.6% | -8.0% |
Days on Market | 54 | -5.0% |
Demographics — Dayton, OH
As of the latest ACS Survey released in 2023, Dayton, OH has a population of 20,300, which has increased by 4.3% over the past 5 years. Dayton, OH is a moderately popular place for families, as children make up 24.1% of the population. The area has a poorly educated workforce, with 21.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 20,300 | 4.3% |
% Under 18 | 24.1% | 9.0% |
% Seniors | 17.4% | 5.5% |
% WFH | 8.9% | 64.8% |
% w/ College Degree | 21.1% | 16.6% |
As of the latest ACS Survey released in 2023, Dayton, OH is a predominantly black area, with 75.2% of the population identifying as black. The black population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Dayton, OH is white, making up 16.2% of the population. Foreign-born residents account for 2.5% of the population in Dayton, OH, and this percentage has increased by 19.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 16.2% | 25.6% |
% Black | 75.2% | -6.5% |
% Hispanic | 2.9% | 45.0% |
% Asian | 0.3% | 200.0% |
% Foreign Born | 2.5% | 19.0% |
Mortgage and Risk — Dayton, OH
According to HUD data as of 2023, there were 236 mortgage originations in Dayton, OH, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, OH. Investor activity is low, as 10.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 236 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 10.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Dayton, OH
As of 2024, the percent of homes in Dayton, OH under the Section 8 program is 17.9%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Dayton, OH, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 1,297 |
Total Units Section 8 | 916 |
% Rentals under Section 8 | 17.9% |
% Occupied Section 8 | 85.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $40 | $740 | $780 |
| 2 Bedroom | $95 | $895 | $990 |
| 3 Bedroom | $80 | $1,200 | $1,280 |
| 4 Bedroom | $110 | $1,300 | $1,410 |
Affordability — Dayton, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.9 |
| Median Home Price | $88,000 |
| Median Household Income | $43,200 |