Dayton, OH—45410
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dayton, OH
Dayton, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $127,000 | 1.1% |
| Single Family | $127,000 | 0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $65,000 | 0.0% |
2 Bed | $114,000 | 4.6% |
3 Bed | $135,000 | 0.0% |
4 Bed | $147,000 | -2.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Dayton, OH
As of July '25, Rentcast reports the average rent in Dayton, OH is $1,090, with a year-over-year rent change of 0.9%. Per bedroom, the median rent as of July '25 in Dayton, OH is studios: $825, 1-bedrooms: $747, 2-bedrooms: $1,140, 3-bedrooms: $1,170, 4-bedrooms: $1,560. The most common rental property sizes in Dayton, OH are 3-bedroom and 2-bedroom, accounting for 27.8% and 27.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,000 | $1,090 |
| Studio Rent | $850 | $825 |
| 1 Bed Rent | $725 | $747 |
| 2 Bed Rent | $995 | $1,140 |
| 3 Bed Rent | $1,180 | $1,170 |
| 4 Bed Rent | $1,470 | $1,560 |
% of Rental Stock
Property Listings — Dayton, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Dayton, OH is 62. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $166,000 | 10.0% |
Listing Count | 61 | 12.0% |
| Listings as % of Homes | 0.5% | 12.0% |
Days on Market | 62 | 4.0% |
Demographics — Dayton, OH
As of the latest ACS Survey released in 2023, Dayton, OH has a population of 15,600, which has decreased by -2.9% over the past 5 years. Dayton, OH is a popular place for families, as children make up 25.1% of the population. The area has a poorly educated workforce, with 21.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,600 | -2.9% |
% Under 18 | 25.1% | 12.6% |
% Seniors | 12.3% | 15.0% |
% WFH | 11.0% | 400.0% |
% w/ College Degree | 21.2% | 15.8% |
As of the latest ACS Survey released in 2023, Dayton, OH is a predominantly white area, with 71.1% of the population identifying as white. The white population has shrunk by 8.4% in the last 5 years. The second most common race or ethnicity in Dayton, OH is black, making up 14.8% of the population. Foreign-born residents account for 4.9% of the population in Dayton, OH, and this percentage has decreased by 36.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.1% | -8.4% |
% Black | 14.8% | 31.0% |
% Hispanic | 7.0% | 25.0% |
% Asian | 1.5% | 114.3% |
% Foreign Born | 4.9% | -36.4% |
Mortgage and Risk — Dayton, OH
According to HUD data as of 2023, there were 302 mortgage originations in Dayton, OH, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, OH. Investor activity is low, as 11.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 302 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 11.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Dayton, OH
As of 2024, the percent of homes in Dayton, OH under the Section 8 program is 10.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Dayton, OH, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 626 |
Total Units Section 8 | 361 |
% Rentals under Section 8 | 10.1% |
% Occupied Section 8 | 87.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $95 | $725 | $820 |
| 2 Bedroom | $55 | $995 | $1,050 |
| 3 Bedroom | $170 | $1,180 | $1,350 |
| 4 Bedroom | $30 | $1,470 | $1,500 |
Affordability — Dayton, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $127,000 |
| Median Household Income | $46,800 |