Trotwood, OH 45416 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Trotwood, OH—45416

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$92,000

7.1% YoY Growth

Household Income

$45,700

1.5% YoY Growth

Days on Market

25

18.0% Longer YoY

Home Price Forecast

N/A

Median Rent

$1,150

3.5% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$287

30.3% YoY Growth

3-Bed Rent

$1,150

7.0% YoY Growth

Other Zip Codes in Trotwood, OH

45426

Home Price Trends — Trotwood, OH

Trotwood, OH lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$92,000	-7.1%
Single Family	$92,000	-7.1%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Trotwood, OH

As of July '25, Rentcast reports the average rent in Trotwood, OH is $1,180, with a year-over-year rent change of 3.5%. Per bedroom, the median rent as of July '25 in Trotwood, OH is 2-bedrooms: $591, 3-bedrooms: $1,220, 4-bedrooms: $1,580. The most common rental property sizes in Trotwood, OH are 3-bedroom and 4-bedroom, accounting for 58.5% and 15.1% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,150	$1,180
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$287	$591
3 Bed Rent	$1,150	$1,220
4 Bed Rent	$1,400	$1,580

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% of Rental Stock

1 Bedroom

14.2%

2 Bedrooms

12.1%

3 Bedrooms

58.5%

4 Bedrooms

15.1%

Property Listings — Trotwood, OH

As of Dec '25, Realtor.com reports that the median days on market for a home in Trotwood, OH is 67. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$118,000	-1.0%
Listing Count	24	37.0%
Listings as % of Homes	0.3%	37.0%
Days on Market	25	18.0%

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Demographics — Trotwood, OH

As of the latest ACS Survey released in 2023, Trotwood, OH has a population of 5,350, which has decreased by -12.8% over the past 5 years. Trotwood, OH is a moderately popular place for families, as children make up 21.0% of the population. The area has a poorly educated workforce, with 13.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.9% reporting working from home.

Metric	Latest Census	YoY % Change
Population	5,350	-12.8%
% Under 18	21.0%	8.2%
% Seniors	17.0%	-26.7%
% WFH	9.9%	182.9%
% w/ College Degree	13.3%	-13.1%

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As of the latest ACS Survey released in 2023, Trotwood, OH is a predominantly black area, with 62.2% of the population identifying as black. The black population has shrunk by 16.8% in the last 5 years. The second most common race or ethnicity in Trotwood, OH is white, making up 17.6% of the population. Foreign-born residents account for 1.8% of the population in Trotwood, OH, and this percentage has increased by 20.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	17.6%	-18.1%
% Black	62.2%	-16.8%
% Hispanic	5.3%	1,666.7%
% Asian	0.0%	-100.0%
% Foreign Born	1.8%	20.0%

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Mortgage and Risk — Trotwood, OH

According to HUD data as of 2023, there were 37 mortgage originations in Trotwood, OH, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Trotwood, OH. Investor activity is low, as 5.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	37
% Conventional Loans	62.0%
% Government Loans	38.0%
% Investor Loans	5.0%
% Second Loans	0.0%
% Cash Out Refinance	3.0%

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Rentals and Section 8 — Trotwood, OH

Trotwood, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	137
Total Units Section 8	137
% Rentals under Section 8	17.2%
% Occupied Section 8	85.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,020
2 Bedroom	$1,013	$287	$1,300
3 Bedroom	$530	$1,150	$1,680
4 Bedroom	$460	$1,400	$1,860

Trotwood, OH—45416

Key Metrics at a Glance

Other Zip Codes in Trotwood, OH

Home Price Trends — Trotwood, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Trotwood, OH

% of Rental Stock

Property Listings — Trotwood, OH

Demographics — Trotwood, OH

Race and Ethnicity

Mortgage and Risk — Trotwood, OH

Mortgages

Rentals and Section 8 — Trotwood, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Trotwood, OH

Home Price to Income Ratio

Trotwood, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Clayton, OH

Dayton, OH

Dayton, OH

Dayton, OH

Trotwood, OH

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	1.8
Median Home Price	$92,000
Median Household Income	$45,700

Trotwood, OH—45416

Key Metrics at a Glance

Other Zip Codes in Trotwood, OH

Home Price Trends — Trotwood, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Trotwood, OH

% of Rental Stock

Property Listings — Trotwood, OH

Demographics — Trotwood, OH

Race and Ethnicity

Mortgage and Risk — Trotwood, OH

Mortgages

Rentals and Section 8 — Trotwood, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Trotwood, OH

Home Price to Income Ratio

Trotwood, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Clayton, OH

Dayton, OH

Dayton, OH

Dayton, OH

Trotwood, OH

Frequently Asked Questions

What is the average home price in Trotwood, OH 45416?

How have home prices in Trotwood, OH 45416 changed over the past year?

What is the home price projection for Trotwood, OH 45416?

What are the demographics of Trotwood, OH 45416?

How long does it take homes to sell in Trotwood, OH 45416?

What is the average rent price in Trotwood, OH 45416?