Dayton, OH—45417
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dayton, OH
Dayton, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $71,000 | -4.3% |
| Single Family | $71,000 | -2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $41,000 | -4.7% |
2 Bed | $54,000 | 1.9% |
3 Bed | $81,000 | -4.7% |
4 Bed | $108,000 | -3.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Dayton, OH
As of July '25, Rentcast reports the average rent in Dayton, OH is $1,050, with a year-over-year rent change of 2.9%. Per bedroom, the median rent as of July '25 in Dayton, OH is 1-bedrooms: $805, 2-bedrooms: $909, 3-bedrooms: $1,100, 4-bedrooms: $1,500. The most common rental property sizes in Dayton, OH are 3-bedroom and 2-bedroom, accounting for 41.1% and 36.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $995 | $1,050 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $825 | $805 |
| 2 Bed Rent | $875 | $909 |
| 3 Bed Rent | $1,120 | $1,100 |
| 4 Bed Rent | $1,500 | $1,500 |
% of Rental Stock
Property Listings — Dayton, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Dayton, OH is 43. This is a increase of 44.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $99,900 | 1.0% |
Listing Count | 91 | 15.0% |
| Listings as % of Homes | 0.4% | 15.0% |
Days on Market | 43 | 44.0% |
Demographics — Dayton, OH
As of the latest ACS Survey released in 2023, Dayton, OH has a population of 28,200, which has decreased by -4.0% over the past 5 years. Dayton, OH is a popular place for families, as children make up 26.0% of the population. The area has a poorly educated workforce, with 11.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 28,200 | -4.0% |
% Under 18 | 26.0% | 6.6% |
% Seniors | 18.5% | 4.5% |
% WFH | 8.9% | 287.0% |
% w/ College Degree | 11.9% | 20.2% |
As of the latest ACS Survey released in 2023, Dayton, OH is a predominantly black area, with 71.5% of the population identifying as black. The black population has shrunk by 9.1% in the last 5 years. The second most common race or ethnicity in Dayton, OH is white, making up 19.5% of the population. Foreign-born residents account for 2.6% of the population in Dayton, OH, and this percentage has increased by 73.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 19.5% | 22.6% |
% Black | 71.5% | -9.1% |
% Hispanic | 2.6% | -3.7% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.6% | 73.3% |
Mortgage and Risk — Dayton, OH
According to HUD data as of 2023, there were 226 mortgage originations in Dayton, OH, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, OH. Investor activity is low, as 8.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 226 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 8.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Dayton, OH
As of 2024, the percent of homes in Dayton, OH under the Section 8 program is 32.0%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Dayton, OH, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 2,583 |
Total Units Section 8 | 1,853 |
% Rentals under Section 8 | 32.0% |
% Occupied Section 8 | 83.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$55 | $825 | $770 |
| 2 Bedroom | $105 | $875 | $980 |
| 3 Bedroom | $140 | $1,120 | $1,260 |
| 4 Bedroom | -$100 | $1,500 | $1,400 |
Affordability — Dayton, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.8 |
| Median Home Price | $71,000 |
| Median Household Income | $35,000 |