Dayton, OH—45459
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dayton, OH
Dayton, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $328,000 | 3.7% |
| Single Family | $363,000 | 4.0% |
| Condos | $197,000 | -0.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $102,000 | 3.0% |
2 Bed | $185,000 | 0.5% |
3 Bed | $315,000 | 4.0% |
4 Bed | $399,000 | 3.9% |
| 5 Bed | $476,000 | 3.7% |
% of Housing Stock
Rental Trends — Dayton, OH
As of July '25, Rentcast reports the average rent in Dayton, OH is $1,470, with a year-over-year rent change of -10.9%. Per bedroom, the median rent as of July '25 in Dayton, OH is studios: $1,320, 1-bedrooms: $1,110, 2-bedrooms: $1,310, 3-bedrooms: $2,110, 4-bedrooms: $2,600. The most common rental property sizes in Dayton, OH are 2-bedroom and 1-bedroom, accounting for 53.0% and 31.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,340 | $1,470 |
| Studio Rent | $1,020 | $1,320 |
| 1 Bed Rent | $1,100 | $1,110 |
| 2 Bed Rent | $1,300 | $1,310 |
| 3 Bed Rent | $1,950 | $2,110 |
| 4 Bed Rent | $2,600 | $2,600 |
% of Rental Stock
Property Listings — Dayton, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Dayton, OH is 43. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $378,000 | 1.0% |
Listing Count | 102 | 16.0% |
| Listings as % of Homes | 0.4% | 16.0% |
Days on Market | 43 | 12.0% |
Demographics — Dayton, OH
As of the latest ACS Survey released in 2023, Dayton, OH has a population of 28,500, which has increased by 5.5% over the past 5 years. Dayton, OH is a moderately popular place for families, as children make up 19.0% of the population. The area has a highly educated workforce, with 49.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 28,500 | 5.5% |
% Under 18 | 19.0% | 5.6% |
% Seniors | 29.1% | 3.2% |
% WFH | 14.3% | 142.4% |
% w/ College Degree | 49.9% | -2.2% |
As of the latest ACS Survey released in 2023, Dayton, OH is a predominantly white area, with 85.2% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Dayton, OH is hispanic, making up 4.4% of the population. Foreign-born residents account for 7.1% of the population in Dayton, OH, and this percentage has decreased by 1.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.2% | -1.3% |
% Black | 4.3% | -6.5% |
% Hispanic | 4.4% | 91.3% |
% Asian | 2.1% | -32.3% |
% Foreign Born | 7.1% | -1.4% |
Mortgage and Risk — Dayton, OH
According to HUD data as of 2023, there were 558 mortgage originations in Dayton, OH, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, OH. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 558 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Dayton, OH
As of 2024, the percent of homes in Dayton, OH under the Section 8 program is 0.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Dayton, OH, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | 0.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$120 | $1,100 | $980 |
| 2 Bedroom | -$50 | $1,300 | $1,250 |
| 3 Bedroom | -$340 | $1,950 | $1,610 |
| 4 Bedroom | -$820 | $2,600 | $1,780 |
Affordability — Dayton, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $328,000 |
| Median Household Income | $89,100 |