Cleveland, TX77328

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$260,000
0.9% YoY Growth
Median Household Income
$57,700
1.4% 5-Year Growth
Days on Market
51
20.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$1,900
5.7% YoY Growth
1-Bed Rent
$1,250
11.6% YoY Growth
2-Bed Rent
$1,300
9.7% YoY Growth
3-Bed Rent
$1,700
8.5% YoY Growth

Property Listings — Cleveland, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Cleveland, TX is 51. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$279,0000.0%
Listing Count
111-3.0%
Listings as % of Homes1.1%-3.0%
Days on Market
51-20.0%
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Demographics — Cleveland, TX

As of the latest ACS Survey released in 2023, Cleveland, TX has a population of 17,800, which has increased by 11.9% over the past 5 years. Cleveland, TX is a moderately popular place for families, as children make up 24.5% of the population. The area has a poorly educated workforce, with 9.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,80011.9%
% Under 18
24.5%-14.3%
% Seniors
14.9%3.5%
% WFH
6.0%122.2%
% w/ College Degree
9.8%-3.0%
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As of the latest ACS Survey released in 2023, Cleveland, TX is a predominantly white area, with 61.2% of the population identifying as white. The white population has shrunk by 17.5% in the last 5 years. The second most common race or ethnicity in Cleveland, TX is hispanic, making up 33.3% of the population. Foreign-born residents account for 17.9% of the population in Cleveland, TX, and this percentage has increased by 86.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
61.2%-17.5%
% Black
2.4%60.0%
% Hispanic
33.3%48.7%
% Asian
0.9%200.0%
% Foreign Born
17.9%86.5%
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Mortgage and Risk — Cleveland, TX

According to HUD data as of 2023, there were 224 mortgage originations in Cleveland, TX, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 82.0%, with 58.0% above 90% LTV (very high). This implies large mortgage risk in Cleveland, TX. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
224
% Conventional Loans
64.0%
% Government Loans
36.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Cleveland, TX

As of 2024, the percent of homes in Cleveland, TX under the Section 8 program is 0.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cleveland, TX, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
6
Total Units Section 8
0
% Rentals under Section 8
0.0%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$240$1,250$1,010
2 Bedroom-$120$1,300$1,180
3 Bedroom-$130$1,700$1,570
4 Bedroom-$90$1,940$1,850

Affordability — Cleveland, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.5
Median Home Price$260,000
Median Household Income$57,700

Cleveland, TX — ZIP Code Boundary Map

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Frequently Asked Questions