Idaho Springs, CO—80452
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Idaho Springs, CO
As of Oct '25, the median home price in Idaho Springs, CO is $488,000, with a year-over-year change of 0.6%. This indicates that home prices in Idaho Springs, CO are flat. According to Zillow, the 1-year price projection is -1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $488,000 | 0.6% |
| Single Family | $497,000 | 0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $291,000 | 0.0% |
2 Bed | $413,000 | 0.2% |
3 Bed | $561,000 | 0.4% |
4 Bed | $685,000 | 1.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Idaho Springs, CO
As of July '25, Rentcast reports the average rent in Idaho Springs, CO is $1,880, with a year-over-year rent change of -16.4%. Per bedroom, the median rent as of July '25 in Idaho Springs, CO is 1-bedrooms: $1,560, 2-bedrooms: $2,250, 3-bedrooms: $2,100. The most common rental property sizes in Idaho Springs, CO are 2-bedroom and 1-bedroom, accounting for 41.1% and 35.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,880 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,600 | $1,560 |
| 2 Bed Rent | $2,050 | $2,250 |
| 3 Bed Rent | $2,100 | $2,100 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Idaho Springs, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Idaho Springs, CO is 102. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $729,000 | 1.0% |
Listing Count | 43 | 1.0% |
| Listings as % of Homes | 0.6% | 1.0% |
Days on Market | 102 | 17.0% |
Demographics — Idaho Springs, CO
As of the latest ACS Survey released in 2023, Idaho Springs, CO has a population of 3,160, which has increased by 2.2% over the past 5 years. Idaho Springs, CO is a less popular place for families, as children make up 14.8% of the population. The area has a highly educated workforce, with 50.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,160 | 2.2% |
% Under 18 | 14.8% | -8.1% |
% Seniors | 24.4% | 43.5% |
% WFH | 16.2% | 90.6% |
% w/ College Degree | 50.9% | 92.8% |
As of the latest ACS Survey released in 2023, Idaho Springs, CO is a predominantly white area, with 82.4% of the population identifying as white. The white population has shrunk by 5.9% in the last 5 years. The second most common race or ethnicity in Idaho Springs, CO is hispanic, making up 12.4% of the population. Foreign-born residents account for 6.0% of the population in Idaho Springs, CO, and this percentage has increased by 445.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.4% | -5.9% |
% Black | 2.2% | -21.4% |
% Hispanic | 12.4% | 69.9% |
% Asian | 0.0% | N/A |
% Foreign Born | 6.0% | 445.5% |
Mortgage and Risk — Idaho Springs, CO
According to HUD data as of 2023, there were 126 mortgage originations in Idaho Springs, CO, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Idaho Springs, CO. Investor activity is low, as 3.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 126 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 3.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 22.0% |
Loan Activity
Rentals and Section 8 — Idaho Springs, CO
Idaho Springs, CO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 42 |
Total Units Section 8 | 26 |
% Rentals under Section 8 | 8.9% |
% Occupied Section 8 | 77.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $60 | $1,600 | $1,660 |
| 2 Bedroom | -$60 | $2,050 | $1,990 |
| 3 Bedroom | $490 | $2,100 | $2,590 |
| 4 Bedroom | N/A | N/A | $2,910 |
Affordability — Idaho Springs, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.5 |
| Median Home Price | $488,000 |
| Median Household Income | $73,900 |