Coeur d'Alene, ID—83815
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Coeur d'Alene, ID
Home Price Trends — Coeur d'Alene, ID
As of Oct '25, the median home price in Coeur d'Alene, ID is $543,000, with a year-over-year change of 0.1%. This indicates that home prices in Coeur d'Alene, ID are flat. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $543,000 | 0.1% |
| Single Family | $551,000 | 0.4% |
| Condos | $352,000 | 0.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $393,000 | -0.3% |
3 Bed | $500,000 | 0.2% |
4 Bed | $611,000 | 1.0% |
| 5 Bed | $724,000 | 1.3% |
% of Housing Stock
Rental Trends — Coeur d'Alene, ID
As of July '25, Rentcast reports the average rent in Coeur d'Alene, ID is $2,070, with a year-over-year rent change of -5.5%. Per bedroom, the median rent as of July '25 in Coeur d'Alene, ID is 1-bedrooms: $1,400, 2-bedrooms: $1,600, 3-bedrooms: $2,200, 4-bedrooms: $2,670. The most common rental property sizes in Coeur d'Alene, ID are 2-bedroom and 3-bedroom, accounting for 42.0% and 29.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,070 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,500 | $1,400 |
| 2 Bed Rent | $1,600 | $1,600 |
| 3 Bed Rent | $2,200 | $2,200 |
| 4 Bed Rent | $2,600 | $2,670 |
% of Rental Stock
Property Listings — Coeur d'Alene, ID
As of Oct '25, Realtor.com reports that the median days on market for a home in Coeur d'Alene, ID is 56. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $600,000 | 1.0% |
Listing Count | 216 | 19.0% |
| Listings as % of Homes | 0.7% | 19.0% |
Days on Market | 56 | 13.0% |
Demographics — Coeur d'Alene, ID
As of the latest ACS Survey released in 2023, Coeur d'Alene, ID has a population of 40,000, which has increased by 17.1% over the past 5 years. Coeur d'Alene, ID is a moderately popular place for families, as children make up 22.6% of the population. The area has a moderately educated workforce, with 32.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 40,000 | 17.1% |
% Under 18 | 22.6% | -2.6% |
% Seniors | 20.3% | 16.7% |
% WFH | 12.9% | 344.8% |
% w/ College Degree | 32.6% | 24.9% |
As of the latest ACS Survey released in 2023, Coeur d'Alene, ID is a predominantly white area, with 86.9% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Coeur d'Alene, ID is hispanic, making up 4.2% of the population. Foreign-born residents account for 3.0% of the population in Coeur d'Alene, ID, and this percentage has increased by 7.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.9% | -1.2% |
% Black | 0.5% | -28.6% |
% Hispanic | 4.2% | -22.2% |
% Asian | 1.5% | 36.4% |
% Foreign Born | 3.0% | 7.1% |
Mortgage and Risk — Coeur d'Alene, ID
According to HUD data as of 2023, there were 832 mortgage originations in Coeur d'Alene, ID, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Coeur d'Alene, ID. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 832 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 2.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Coeur d'Alene, ID
As of 2024, the percent of homes in Coeur d'Alene, ID under the Section 8 program is 9.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Coeur d'Alene, ID, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 553 |
Total Units Section 8 | 482 |
% Rentals under Section 8 | 9.2% |
% Occupied Section 8 | 85.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$220 | $1,500 | $1,280 |
| 2 Bedroom | -$70 | $1,600 | $1,530 |
| 3 Bedroom | -$60 | $2,200 | $2,140 |
| 4 Bedroom | -$30 | $2,600 | $2,570 |
Affordability — Coeur d'Alene, ID
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.1 |
| Median Home Price | $543,000 |
| Median Household Income | $77,100 |