Kootenai, ID—83864
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kootenai, ID
As of Oct '25, the median home price in Kootenai, ID is $637,000, with a year-over-year change of 1.0%. This indicates that home prices in Kootenai, ID are flat. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $637,000 | 1.0% |
| Single Family | $630,000 | 0.2% |
| Condos | $688,000 | 3.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $445,000 | -2.4% |
2 Bed | $560,000 | 0.5% |
3 Bed | $647,000 | 0.6% |
4 Bed | $852,000 | 0.7% |
| 5 Bed | $1,021,000 | 1.5% |
% of Housing Stock
Rental Trends — Kootenai, ID
As of July '25, Rentcast reports the average rent in Kootenai, ID is $1,850, with a year-over-year rent change of -13.6%. Per bedroom, the median rent as of July '25 in Kootenai, ID is studios: $1,160, 1-bedrooms: $1,430, 2-bedrooms: $1,720, 3-bedrooms: $2,470, 4-bedrooms: $3,000. The most common rental property sizes in Kootenai, ID are 2-bedroom and 3-bedroom, accounting for 37.4% and 22.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,480 | $1,850 |
| Studio Rent | $1,300 | $1,160 |
| 1 Bed Rent | $1,450 | $1,430 |
| 2 Bed Rent | $1,700 | $1,720 |
| 3 Bed Rent | $2,400 | $2,470 |
| 4 Bed Rent | $3,000 | $3,000 |
% of Rental Stock
Property Listings — Kootenai, ID
As of Oct '25, Realtor.com reports that the median days on market for a home in Kootenai, ID is 78. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $863,000 | 7.0% |
Listing Count | 272 | 4.0% |
| Listings as % of Homes | 1.6% | 4.0% |
Days on Market | 78 | 11.0% |
Demographics — Kootenai, ID
As of the latest ACS Survey released in 2023, Kootenai, ID has a population of 19,800, which has increased by 9.6% over the past 5 years. Kootenai, ID is a moderately popular place for families, as children make up 20.7% of the population. The area has a moderately educated workforce, with 36.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 19,800 | 9.6% |
% Under 18 | 20.7% | 4.0% |
% Seniors | 24.9% | 15.8% |
% WFH | 11.2% | 23.1% |
% w/ College Degree | 36.8% | 28.2% |
As of the latest ACS Survey released in 2023, Kootenai, ID is a predominantly white area, with 89.3% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Kootenai, ID is hispanic, making up 4.9% of the population. Foreign-born residents account for 3.3% of the population in Kootenai, ID, and this percentage has increased by 32.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.3% | -4.0% |
% Black | 0.2% | 0.0% |
% Hispanic | 4.9% | 32.4% |
% Asian | 1.1% | 175.0% |
% Foreign Born | 3.3% | 32.0% |
Mortgage and Risk — Kootenai, ID
According to HUD data as of 2023, there were 465 mortgage originations in Kootenai, ID, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Kootenai, ID. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 465 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 2.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Kootenai, ID
Kootenai, ID lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 96 |
Total Units Section 8 | 96 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 85.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$510 | $1,450 | $940 |
| 2 Bedroom | -$470 | $1,700 | $1,230 |
| 3 Bedroom | -$680 | $2,400 | $1,720 |
| 4 Bedroom | -$1,030 | $3,000 | $1,970 |
Affordability — Kootenai, ID
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.9 |
| Median Home Price | $637,000 |
| Median Household Income | $68,600 |