Ceres, CA95307

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$447,000
0.2% YoY Growth
Median Household Income
$77,100
41.7% 5-Year Growth
Days on Market
63
32.0% Longer than last year
Home Price Forecast
0.1%
Median Rent
$2,100
1.5% YoY Growth
1-Bed Rent
$1,500
16.7% YoY Growth
2-Bed Rent
$1,600
18.5% YoY Growth
3-Bed Rent
$2,100
0.4% YoY Growth

Property Listings — Ceres, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Ceres, CA is 63. This is a increase of 32.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$462,000-4.0%
Listing Count
43-10.0%
Listings as % of Homes0.4%-10.0%
Days on Market
6332.0%
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Demographics — Ceres, CA

As of the latest ACS Survey released in 2023, Ceres, CA has a population of 46,200, which has increased by 3.3% over the past 5 years. Ceres, CA is a popular place for families, as children make up 28.0% of the population. The area has a poorly educated workforce, with 12.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
46,2003.3%
% Under 18
28.0%-9.7%
% Seniors
11.9%14.4%
% WFH
4.8%108.7%
% w/ College Degree
12.7%41.1%
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As of the latest ACS Survey released in 2023, Ceres, CA is a predominantly hispanic area, with 64.1% of the population identifying as hispanic. The hispanic population has grown by 4.7% in the last 5 years. The second most common race or ethnicity in Ceres, CA is white, making up 23.5% of the population. Foreign-born residents account for 27.3% of the population in Ceres, CA, and this percentage has increased by 13.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
23.5%-11.7%
% Black
1.1%-67.6%
% Hispanic
64.1%4.7%
% Asian
8.6%48.3%
% Foreign Born
27.3%13.3%
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Mortgage and Risk — Ceres, CA

According to HUD data as of 2023, there were 349 mortgage originations in Ceres, CA, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Ceres, CA. Investor activity is low, as 1.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
349
% Conventional Loans
71.0%
% Government Loans
29.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
19.0%

Loan Activity

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Rentals and Section 8 — Ceres, CA

As of 2024, the percent of homes in Ceres, CA under the Section 8 program is 10.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Ceres, CA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
518
Total Units Section 8
467
% Rentals under Section 8
10.0%
% Occupied Section 8
91.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$290$1,500$1,210
2 Bedroom-$30$1,600$1,570
3 Bedroom$100$2,100$2,200
4 Bedroom-$90$2,650$2,560

Affordability — Ceres, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.5
Median Home Price$447,000
Median Household Income$77,100

Ceres, CA — ZIP Code Boundary Map

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Frequently Asked Questions