Turlock, CA—95382
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Turlock, CA
Home Price Trends — Turlock, CA
As of Oct '25, the median home price in Turlock, CA is $508,000, with a year-over-year change of -0.3%. This indicates that home prices in Turlock, CA are flat. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $508,000 | -0.3% |
| Single Family | $513,000 | -0.6% |
| Condos | $303,000 | -2.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $383,000 | 1.1% |
3 Bed | $469,000 | -0.6% |
4 Bed | $570,000 | -0.5% |
| 5 Bed | $670,000 | -0.1% |
% of Housing Stock
Rental Trends — Turlock, CA
As of July '25, Rentcast reports the average rent in Turlock, CA is $2,110, with a year-over-year rent change of -15.3%. Per bedroom, the median rent as of July '25 in Turlock, CA is studios: $1,360, 1-bedrooms: $1,620, 2-bedrooms: $1,910, 3-bedrooms: $2,300, 4-bedrooms: $2,690. The most common rental property sizes in Turlock, CA are 3-bedroom and 2-bedroom, accounting for 34.6% and 29.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,980 | $2,110 |
| Studio Rent | $1,300 | $1,360 |
| 1 Bed Rent | $1,600 | $1,620 |
| 2 Bed Rent | $1,950 | $1,910 |
| 3 Bed Rent | $2,300 | $2,300 |
| 4 Bed Rent | $2,700 | $2,690 |
% of Rental Stock
Property Listings — Turlock, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Turlock, CA is 52. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $533,000 | 6.0% |
Listing Count | 82 | 17.0% |
| Listings as % of Homes | 0.3% | 17.0% |
Days on Market | 52 | 2.0% |
Demographics — Turlock, CA
As of the latest ACS Survey released in 2023, Turlock, CA has a population of 39,300, which has increased by 2.5% over the past 5 years. Turlock, CA is a moderately popular place for families, as children make up 24.6% of the population. The area has a moderately educated workforce, with 33.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 39,300 | 2.5% |
% Under 18 | 24.6% | -2.0% |
% Seniors | 16.9% | 15.8% |
% WFH | 8.6% | 104.8% |
% w/ College Degree | 33.4% | 3.4% |
As of the latest ACS Survey released in 2023, Turlock, CA is a predominantly white area, with 52.5% of the population identifying as white. The white population has shrunk by 13.5% in the last 5 years. The second most common race or ethnicity in Turlock, CA is hispanic, making up 32.8% of the population. Foreign-born residents account for 20.7% of the population in Turlock, CA, and this percentage has decreased by 4.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 52.5% | -13.5% |
% Black | 2.4% | -14.3% |
% Hispanic | 32.8% | 38.4% |
% Asian | 7.2% | -12.2% |
% Foreign Born | 20.7% | -4.6% |
Mortgage and Risk — Turlock, CA
According to HUD data as of 2023, there were 413 mortgage originations in Turlock, CA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Turlock, CA. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 413 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Turlock, CA
As of 2024, the percent of homes in Turlock, CA under the Section 8 program is 8.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Turlock, CA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 425 |
Total Units Section 8 | 425 |
% Rentals under Section 8 | 8.4% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$250 | $1,600 | $1,350 |
| 2 Bedroom | -$200 | $1,950 | $1,750 |
| 3 Bedroom | $150 | $2,300 | $2,450 |
| 4 Bedroom | $150 | $2,700 | $2,850 |
Affordability — Turlock, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $508,000 |
| Median Household Income | $93,600 |