Windsor, CA—95492
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Windsor, CA
As of Oct '25, the median home price in Windsor, CA is $792,000, with a year-over-year change of -3.3%. This indicates that home prices in Windsor, CA are decreasing. According to Zillow, the 1-year price projection is -1.3%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $792,000 | -3.3% |
| Single Family | $799,000 | -3.4% |
| Condos | $571,000 | -1.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $642,000 | -2.4% |
3 Bed | $752,000 | -3.2% |
4 Bed | $867,000 | -3.5% |
| 5 Bed | $1,055,000 | -2.8% |
% of Housing Stock
Rental Trends — Windsor, CA
As of July '25, Rentcast reports the average rent in Windsor, CA is $3,630, with a year-over-year rent change of 2.0%. Per bedroom, the median rent as of July '25 in Windsor, CA is 2-bedrooms: $2,660, 3-bedrooms: $3,870, 4-bedrooms: $3,900. The most common rental property sizes in Windsor, CA are 3-bedroom and 2-bedroom, accounting for 43.3% and 25.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,450 | $3,630 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,500 | $2,660 |
| 3 Bed Rent | $3,400 | $3,870 |
| 4 Bed Rent | $3,750 | $3,900 |
% of Rental Stock
Property Listings — Windsor, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Windsor, CA is 56. This is a increase of 55.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $840,000 | 2.0% |
Listing Count | 58 | 17.0% |
| Listings as % of Homes | 0.2% | 17.0% |
Days on Market | 56 | 55.0% |
Demographics — Windsor, CA
As of the latest ACS Survey released in 2023, Windsor, CA has a population of 27,500, which has decreased by -8.2% over the past 5 years. Windsor, CA is a moderately popular place for families, as children make up 23.4% of the population. The area has a moderately educated workforce, with 34.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 27,500 | -8.2% |
% Under 18 | 23.4% | 2.2% |
% Seniors | 16.3% | 9.4% |
% WFH | 10.9% | 105.7% |
% w/ College Degree | 34.9% | 16.7% |
As of the latest ACS Survey released in 2023, Windsor, CA is a predominantly white area, with 59.3% of the population identifying as white. The white population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in Windsor, CA is hispanic, making up 32.6% of the population. Foreign-born residents account for 14.2% of the population in Windsor, CA, and this percentage has decreased by 10.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 59.3% | 0.2% |
% Black | 1.3% | 62.5% |
% Hispanic | 32.6% | -3.3% |
% Asian | 1.8% | -35.7% |
% Foreign Born | 14.2% | -10.7% |
Mortgage and Risk — Windsor, CA
According to HUD data as of 2023, there were 391 mortgage originations in Windsor, CA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 44.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Windsor, CA. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 391 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Windsor, CA
Windsor, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 208 |
Total Units Section 8 | 149 |
% Rentals under Section 8 | 6.7% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,370 |
| 2 Bedroom | $610 | $2,500 | $3,110 |
| 3 Bedroom | $850 | $3,400 | $4,250 |
| 4 Bedroom | $740 | $3,750 | $4,490 |
Affordability — Windsor, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6 |
| Median Home Price | $792,000 |
| Median Household Income | $131,000 |