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Santa Rosa, CA—95403

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$728,000
1.6% YoY Growth
Household Income
$94,500
27.7% YoY Growth
Days on Market
38
12.0% Shorter YoY
Home Price Forecast
-1.2%
Median Rent
$2,400
11.0% YoY Growth
1-Bed Rent
$1,800
1.6% YoY Growth
2-Bed Rent
$2,450
1.2% YoY Growth
3-Bed Rent
$3,600
3.5% YoY Growth

Other Zip Codes in Santa Rosa, CA

9540495401954059540795409
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Santa Rosa, CA

As of May '26, the median home price in Santa Rosa, CA is $728,000, with a year-over-year change of -1.6%. This indicates that home prices in Santa Rosa, CA are decreasing. According to Zillow, the 1-year price projection is -1.2%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$728,000-1.6%
Single Family $750,000-0.9%
Condos $411,000-2.8%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$447,000-3.9%
    3 Bed
    		$716,000-1.0%
    4 Bed
    		$832,000-0.8%
    5 Bed $1,206,883-0.1%
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    % of Housing Stock

    Studio
    3.4%
    1 Bedroom
    9.9%
    2 Bedrooms
    33.4%
    3 Bedrooms
    38.4%
    4 Bedrooms
    13.7%
    5+ Bedrooms
    1.1%

    Rental Trends — Santa Rosa, CA

    As of July '25, Rentcast reports the average rent in Santa Rosa, CA is $2,660, with a year-over-year rent change of -11.0%. Per bedroom, the median rent as of July '25 in Santa Rosa, CA is studios: $1,900, 1-bedrooms: $1,870, 2-bedrooms: $2,470, 3-bedrooms: $3,580, 4-bedrooms: $4,220. The most common rental property sizes in Santa Rosa, CA are 2-bedroom and 3-bedroom, accounting for 41.3% and 23.5% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,400$2,660
    Studio Rent $1,800$1,900
    1 Bed Rent $1,800$1,870
    2 Bed Rent $2,450$2,470
    3 Bed Rent $3,600$3,580
    4 Bed Rent $4,500$4,220
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    % of Rental Stock

    Studio
    7.8%
    1 Bedroom
    21.0%
    2 Bedrooms
    41.3%
    3 Bedrooms
    23.5%
    4 Bedrooms
    5.6%
    5+ Bedrooms
    0.7%

    Property Listings — Santa Rosa, CA

    As of May '26, Realtor.com reports that the median days on market for a home in Santa Rosa, CA is 38. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$855,0002.0%
    Listing Count
    		107-26.0%
    Listings as % of Homes0.3%-26.0%
    Days on Market
    		38-12.0%
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    Demographics — Santa Rosa, CA

    As of the latest ACS Survey released in 2023, Santa Rosa, CA has a population of 45,600, which has remained stable by 0.5% over the past 5 years. Santa Rosa, CA is a moderately popular place for families, as children make up 21.9% of the population. The area has a moderately educated workforce, with 27.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.2% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		45,6000.5%
    % Under 18
    		21.9%1.4%
    % Seniors
    		16.9%11.2%
    % WFH
    		9.2%73.6%
    % w/ College Degree
    		27.3%1.9%
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    As of the latest ACS Survey released in 2023, Santa Rosa, CA is a predominantly white area, with 49.8% of the population identifying as white. The white population has shrunk by 8.8% in the last 5 years. The second most common race or ethnicity in Santa Rosa, CA is hispanic, making up 36.8% of the population. Foreign-born residents account for 20.0% of the population in Santa Rosa, CA, and this percentage has increased by 7.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		49.8%-8.8%
    % Black
    		2.2%-18.5%
    % Hispanic
    		36.8%15.0%
    % Asian
    		4.9%0.0%
    % Foreign Born
    		20.0%7.5%
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    Mortgage and Risk — Santa Rosa, CA

    According to HUD data as of 2023, there were 558 mortgage originations in Santa Rosa, CA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Santa Rosa, CA. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		558
    % Conventional Loans
    		90.0%
    % Government Loans
    		10.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		2.0%
    % Cash Out Refinance
    		9.0%
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    Rentals and Section 8 — Santa Rosa, CA

    As of 2024, the percent of homes in Santa Rosa, CA under the Section 8 program is 9.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Santa Rosa, CA, because HUD payments exceed market rent, while 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		722
    Total Units Section 8
    		718
    % Rentals under Section 8
    		9.0%
    % Occupied Section 8
    		84.9%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$270$1,800$2,070
    2 Bedroom$270$2,450$2,720
    3 Bedroom$120$3,600$3,720
    4 Bedroom-$570$4,500$3,930

    Affordability — Santa Rosa, CA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio7.6
    Median Home Price$728,000
    Median Household Income$94,500

    Santa Rosa, CA — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions