Santa Rosa, CA—95403
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Santa Rosa, CA
As of Oct '25, the median home price in Santa Rosa, CA is $719,000, with a year-over-year change of -3.1%. This indicates that home prices in Santa Rosa, CA are decreasing. According to Zillow, the 1-year price projection is -1.4%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $719,000 | -3.1% |
| Single Family | $740,000 | -3.4% |
| Condos | $418,000 | -5.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $450,000 | -6.6% |
3 Bed | $707,000 | -3.2% |
4 Bed | $822,000 | -3.2% |
| 5 Bed | $1,199,000 | -2.3% |
% of Housing Stock
Rental Trends — Santa Rosa, CA
As of July '25, Rentcast reports the average rent in Santa Rosa, CA is $2,660, with a year-over-year rent change of -11.0%. Per bedroom, the median rent as of July '25 in Santa Rosa, CA is studios: $1,900, 1-bedrooms: $1,870, 2-bedrooms: $2,470, 3-bedrooms: $3,580, 4-bedrooms: $4,220. The most common rental property sizes in Santa Rosa, CA are 2-bedroom and 3-bedroom, accounting for 41.3% and 23.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,660 |
| Studio Rent | $1,800 | $1,900 |
| 1 Bed Rent | $1,800 | $1,870 |
| 2 Bed Rent | $2,450 | $2,470 |
| 3 Bed Rent | $3,600 | $3,580 |
| 4 Bed Rent | $4,500 | $4,220 |
% of Rental Stock
Property Listings — Santa Rosa, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Santa Rosa, CA is 69. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $832,000 | -8.0% |
Listing Count | 135 | 19.0% |
| Listings as % of Homes | 0.3% | 19.0% |
Days on Market | 69 | 12.0% |
Demographics — Santa Rosa, CA
As of the latest ACS Survey released in 2023, Santa Rosa, CA has a population of 45,600, which has remained stable by 0.5% over the past 5 years. Santa Rosa, CA is a moderately popular place for families, as children make up 21.9% of the population. The area has a moderately educated workforce, with 27.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 45,600 | 0.5% |
% Under 18 | 21.9% | 1.4% |
% Seniors | 16.9% | 11.2% |
% WFH | 9.2% | 73.6% |
% w/ College Degree | 27.3% | 1.9% |
As of the latest ACS Survey released in 2023, Santa Rosa, CA is a predominantly white area, with 49.8% of the population identifying as white. The white population has shrunk by 8.8% in the last 5 years. The second most common race or ethnicity in Santa Rosa, CA is hispanic, making up 36.8% of the population. Foreign-born residents account for 20.0% of the population in Santa Rosa, CA, and this percentage has increased by 7.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 49.8% | -8.8% |
% Black | 2.2% | -18.5% |
% Hispanic | 36.8% | 15.0% |
% Asian | 4.9% | 0.0% |
% Foreign Born | 20.0% | 7.5% |
Mortgage and Risk — Santa Rosa, CA
According to HUD data as of 2023, there were 558 mortgage originations in Santa Rosa, CA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Santa Rosa, CA. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 558 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Santa Rosa, CA
As of 2024, the percent of homes in Santa Rosa, CA under the Section 8 program is 9.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Santa Rosa, CA, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 722 |
Total Units Section 8 | 718 |
% Rentals under Section 8 | 9.0% |
% Occupied Section 8 | 84.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $270 | $1,800 | $2,070 |
| 2 Bedroom | $270 | $2,450 | $2,720 |
| 3 Bedroom | $120 | $3,600 | $3,720 |
| 4 Bedroom | -$570 | $4,500 | $3,930 |
Affordability — Santa Rosa, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.5 |
| Median Home Price | $719,000 |
| Median Household Income | $94,500 |