Santa Rosa, CA—95401
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Santa Rosa, CA
As of Oct '25, the median home price in Santa Rosa, CA is $644,000, with a year-over-year change of -4.7%. This indicates that home prices in Santa Rosa, CA are decreasing. According to Zillow, the 1-year price projection is -1.6%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $644,000 | -4.7% |
| Single Family | $660,000 | -5.0% |
| Condos | $374,000 | -6.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $392,000 | -3.7% |
2 Bed | $501,000 | -5.1% |
3 Bed | $652,000 | -5.0% |
4 Bed | $724,000 | -5.0% |
| 5 Bed | $810,000 | -5.7% |
% of Housing Stock
Rental Trends — Santa Rosa, CA
As of July '25, Rentcast reports the average rent in Santa Rosa, CA is $2,650, with a year-over-year rent change of -5.4%. Per bedroom, the median rent as of July '25 in Santa Rosa, CA is studios: $1,920, 1-bedrooms: $1,800, 2-bedrooms: $2,220, 3-bedrooms: $3,480, 4-bedrooms: $5,400. The most common rental property sizes in Santa Rosa, CA are 2-bedroom and 1-bedroom, accounting for 42.0% and 29.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,250 | $2,650 |
| Studio Rent | $1,980 | $1,920 |
| 1 Bed Rent | $1,700 | $1,800 |
| 2 Bed Rent | $2,250 | $2,220 |
| 3 Bed Rent | $3,300 | $3,480 |
| 4 Bed Rent | $5,500 | $5,400 |
% of Rental Stock
Property Listings — Santa Rosa, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Santa Rosa, CA is 48. This is a increase of 52.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $659,000 | -9.0% |
Listing Count | 64 | 20.0% |
| Listings as % of Homes | 0.3% | 20.0% |
Days on Market | 48 | 52.0% |
Demographics — Santa Rosa, CA
As of the latest ACS Survey released in 2023, Santa Rosa, CA has a population of 36,800, which has decreased by -5.5% over the past 5 years. Santa Rosa, CA is a moderately popular place for families, as children make up 19.3% of the population. The area has a moderately educated workforce, with 28.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 36,800 | -5.5% |
% Under 18 | 19.3% | -13.1% |
% Seniors | 17.6% | 44.3% |
% WFH | 9.7% | 142.5% |
% w/ College Degree | 28.5% | 13.1% |
As of the latest ACS Survey released in 2023, Santa Rosa, CA is a predominantly white area, with 46.5% of the population identifying as white. The white population has shrunk by 10.1% in the last 5 years. The second most common race or ethnicity in Santa Rosa, CA is hispanic, making up 40.9% of the population. Foreign-born residents account for 23.8% of the population in Santa Rosa, CA, and this percentage has increased by 10.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 46.5% | -10.1% |
% Black | 1.6% | 23.1% |
% Hispanic | 40.9% | 6.2% |
% Asian | 5.8% | 31.8% |
% Foreign Born | 23.8% | 10.2% |
Mortgage and Risk — Santa Rosa, CA
According to HUD data as of 2023, there were 333 mortgage originations in Santa Rosa, CA, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Santa Rosa, CA. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 333 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Santa Rosa, CA
As of 2024, the percent of homes in Santa Rosa, CA under the Section 8 program is 9.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Santa Rosa, CA, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 663 |
Total Units Section 8 | 609 |
% Rentals under Section 8 | 9.9% |
% Occupied Section 8 | 90.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $340 | $1,700 | $2,040 |
| 2 Bedroom | $420 | $2,250 | $2,670 |
| 3 Bedroom | $350 | $3,300 | $3,650 |
| 4 Bedroom | -$1,640 | $5,500 | $3,860 |
Affordability — Santa Rosa, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7 |
| Median Home Price | $644,000 |
| Median Household Income | $93,500 |