Elverta, CA—95626
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Elverta, CA
As of Oct '25, the median home price in Elverta, CA is $499,000, with a year-over-year change of 0.1%. This indicates that home prices in Elverta, CA are flat. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $499,000 | 0.1% |
| Single Family | $498,000 | 0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $449,000 | 3.0% |
3 Bed | $452,000 | -0.7% |
4 Bed | $647,000 | 3.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Elverta, CA
As of July '25, Rentcast reports the average rent in Elverta, CA is $2,410, with a year-over-year rent change of -4.4%. Per bedroom, the median rent as of July '25 in Elverta, CA is 2-bedrooms: $2,500, 3-bedrooms: $2,280, 4-bedrooms: $2,700. The most common rental property sizes in Elverta, CA are 2-bedroom and 3-bedroom, accounting for 44.8% and 40.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,410 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,500 | $2,500 |
| 3 Bed Rent | $2,180 | $2,280 |
| 4 Bed Rent | $2,700 | $2,700 |
% of Rental Stock
Property Listings — Elverta, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Elverta, CA is 16. This is a decrease of -41.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $530,000 | -29.0% |
Listing Count | 11 | 21.0% |
| Listings as % of Homes | 0.4% | 21.0% |
Days on Market | 16 | -41.0% |
Demographics — Elverta, CA
As of the latest ACS Survey released in 2023, Elverta, CA has a population of 4,970, which has decreased by -21.5% over the past 5 years. Elverta, CA is a moderately popular place for families, as children make up 18.0% of the population. The area has a poorly educated workforce, with 13.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,970 | -21.5% |
% Under 18 | 18.0% | -27.4% |
% Seniors | 19.6% | 19.5% |
% WFH | 11.4% | 178.0% |
% w/ College Degree | 13.4% | -17.8% |
As of the latest ACS Survey released in 2023, Elverta, CA is a predominantly white area, with 69.3% of the population identifying as white. The white population has shrunk by 7.6% in the last 5 years. The second most common race or ethnicity in Elverta, CA is hispanic, making up 18.6% of the population. Foreign-born residents account for 9.0% of the population in Elverta, CA, and this percentage has decreased by 32.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 69.3% | -7.6% |
% Black | 2.8% | 75.0% |
% Hispanic | 18.6% | 38.8% |
% Asian | 2.8% | -41.7% |
% Foreign Born | 9.0% | -32.8% |
Mortgage and Risk — Elverta, CA
According to HUD data as of 2023, there were 77 mortgage originations in Elverta, CA, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Elverta, CA. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 77 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Elverta, CA
Elverta, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 1.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,790 |
| 2 Bedroom | -$270 | $2,500 | $2,230 |
| 3 Bedroom | $840 | $2,180 | $3,020 |
| 4 Bedroom | $790 | $2,700 | $3,490 |
Affordability — Elverta, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $499,000 |
| Median Household Income | $92,700 |