Oxford, MA 01540 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Oxford, MA—01540

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$417,000

1.2% YoY Growth

Household Income

$118,000

72.2% YoY Growth

Days on Market

0.0% Longer YoY

Home Price Forecast

2.8%

Median Rent

$1,850

3.7% YoY Growth

1-Bed Rent

$1,850

N/A

2-Bed Rent

$1,950

18.1% YoY Growth

3-Bed Rent

N/A

Other Zip Codes in Oxford, MA

01537

Home Price Trends — Oxford, MA

As of Dec '25, the median home price in Oxford, MA is $417,000, with a year-over-year change of 1.2%. This indicates that home prices in Oxford, MA are increasing. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$417,000	1.2%
Single Family	$430,000	1.7%
Condos	$301,000	3.1%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Oxford, MA

As of July '25, Rentcast reports the average rent in Oxford, MA is $1,820, with a year-over-year rent change of -3.7%. Per bedroom, the median rent as of July '25 in Oxford, MA is studios: $1,650, 1-bedrooms: $1,530, 2-bedrooms: $2,090. The most common rental property sizes in Oxford, MA are 2-bedroom and 1-bedroom, accounting for 49.2% and 27.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,850	$1,820
Studio Rent	$1,650	$1,650
1 Bed Rent	$1,850	$1,530
2 Bed Rent	$1,950	$2,090
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

27.4%

2 Bedrooms

49.2%

3 Bedrooms

19.7%

4 Bedrooms

1.8%

5+ Bedrooms

1.9%

Property Listings — Oxford, MA

As of Dec '25, Realtor.com reports that the median days on market for a home in Oxford, MA is 44. This is a decrease of -26.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$480,000	0.0%
Listing Count	11	-20.0%
Listings as % of Homes	0.3%	-20.0%
Days on Market	23	0.0%

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Demographics — Oxford, MA

As of the latest ACS Survey released in 2023, Oxford, MA has a population of 11,500, which has remained stable by 0.3% over the past 5 years. Oxford, MA is a moderately popular place for families, as children make up 20.0% of the population. The area has a moderately educated workforce, with 26.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.0% reporting working from home.

Metric	Latest Census	YoY % Change
Population	11,500	0.3%
% Under 18	20.0%	-13.4%
% Seniors	15.3%	10.1%
% WFH	14.0%	900.0%
% w/ College Degree	26.8%	-1.8%

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As of the latest ACS Survey released in 2023, Oxford, MA is a predominantly white area, with 89.9% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Oxford, MA is hispanic, making up 6.3% of the population. Foreign-born residents account for 6.1% of the population in Oxford, MA, and this percentage has increased by 10.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	89.9%	0.8%
% Black	0.5%	-68.8%
% Hispanic	6.3%	34.0%
% Asian	0.9%	-59.1%
% Foreign Born	6.1%	10.9%

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Mortgage and Risk — Oxford, MA

According to HUD data as of 2023, there were 268 mortgage originations in Oxford, MA, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Oxford, MA. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	268
% Conventional Loans	79.0%
% Government Loans	21.0%
% Investor Loans	1.0%
% Second Loans	0.0%
% Cash Out Refinance	14.0%

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Rentals and Section 8 — Oxford, MA

Oxford, MA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	217
Total Units Section 8	217
% Rentals under Section 8	31.5%
% Occupied Section 8	89.6%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$680	$1,850	$1,170
2 Bedroom	-$440	$1,950	$1,510
3 Bedroom	N/A	N/A	$1,840
4 Bedroom	N/A	N/A	$2,030

Oxford, MA—01540

Key Metrics at a Glance

Other Zip Codes in Oxford, MA

Home Price Trends — Oxford, MA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Oxford, MA

% of Rental Stock

Property Listings — Oxford, MA

Demographics — Oxford, MA

Race and Ethnicity

Mortgage and Risk — Oxford, MA

Mortgages

Rentals and Section 8 — Oxford, MA

Section 8 Market Size

Section 8 Opportunity

Affordability — Oxford, MA

Home Price to Income Ratio

Oxford, MA — ZIP Code Boundary Map

Nearby ZIP Codes

Oxford, MA

Webster, MA

Auburn, MA

Dudley, MA

Leicester, MA

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3
Median Home Price	$417,000
Median Household Income	$118,000

Oxford, MA—01540

Key Metrics at a Glance

Other Zip Codes in Oxford, MA

Home Price Trends — Oxford, MA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Oxford, MA

% of Rental Stock

Property Listings — Oxford, MA

Demographics — Oxford, MA

Race and Ethnicity

Mortgage and Risk — Oxford, MA

Mortgages

Rentals and Section 8 — Oxford, MA

Section 8 Market Size

Section 8 Opportunity

Affordability — Oxford, MA

Home Price to Income Ratio

Oxford, MA — ZIP Code Boundary Map

Nearby ZIP Codes

Oxford, MA

Webster, MA

Auburn, MA

Dudley, MA

Leicester, MA

Frequently Asked Questions

What is the average home price in Oxford, MA 01540?

How have home prices in Oxford, MA 01540 changed over the past year?

What is the home price projection for Oxford, MA 01540?

What are the demographics of Oxford, MA 01540?

How long does it take homes to sell in Oxford, MA 01540?

What is the average rent price in Oxford, MA 01540?