Barnstable, MA—02635
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Barnstable, MA
As of Oct '25, the median home price in Barnstable, MA is $854,000, with a year-over-year change of -2.5%. This indicates that home prices in Barnstable, MA are decreasing. According to Zillow, the 1-year price projection is 3.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $854,000 | -2.5% |
| Single Family | $855,000 | -2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $603,000 | -4.0% |
3 Bed | $815,000 | -2.7% |
4 Bed | $1,114,000 | -2.8% |
| 5 Bed | $2,516,000 | 2.9% |
% of Housing Stock
Rental Trends — Barnstable, MA
Barnstable, MA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Barnstable, MA
As of Oct '25, Realtor.com reports that the median days on market for a home in Barnstable, MA is 56. This is a increase of 66.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,240,000 | -2.0% |
Listing Count | 29 | 36.0% |
| Listings as % of Homes | 1.2% | 36.0% |
Days on Market | 56 | 66.0% |
Demographics — Barnstable, MA
As of the latest ACS Survey released in 2023, Barnstable, MA has a population of 3,670, which has increased by 17.3% over the past 5 years. Barnstable, MA is a less popular place for families, as children make up 8.1% of the population. The area has a highly educated workforce, with 52.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,670 | 17.3% |
% Under 18 | 8.1% | -39.6% |
% Seniors | 32.4% | 10.6% |
% WFH | 18.6% | 84.2% |
% w/ College Degree | 52.5% | -11.3% |
As of the latest ACS Survey released in 2023, Barnstable, MA is a predominantly white area, with 88.8% of the population identifying as white. The white population has shrunk by 7.8% in the last 5 years. The second most common race or ethnicity in Barnstable, MA is black, making up 7.9% of the population. Foreign-born residents account for 13.6% of the population in Barnstable, MA, and this percentage has increased by 76.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.8% | -7.8% |
% Black | 7.9% | ∞% |
% Hispanic | 0.5% | -82.1% |
% Asian | 0.1% | -88.9% |
% Foreign Born | 13.6% | 76.6% |
Mortgage and Risk — Barnstable, MA
According to HUD data as of 2023, there were 155 mortgage originations in Barnstable, MA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 37.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Barnstable, MA. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 155 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 1.0% |
% Second Loans | 15.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Barnstable, MA
Barnstable, MA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 3.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,900 |
| 2 Bedroom | N/A | N/A | $2,500 |
| 3 Bedroom | N/A | N/A | $3,060 |
| 4 Bedroom | N/A | N/A | $3,530 |
Affordability — Barnstable, MA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.8 |
| Median Home Price | $854,000 |
| Median Household Income | $118,000 |