Boston, NY—14025
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Boston, NY
As of Oct '25, the median home price in Boston, NY is $339,000, with a year-over-year change of 4.1%. This indicates that home prices in Boston, NY are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $339,000 | 4.1% |
| Single Family | $338,000 | 4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $254,000 | 2.8% |
3 Bed | $347,000 | 4.2% |
4 Bed | $403,000 | 6.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Boston, NY
Boston, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Boston, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Boston, NY is 31. This is a decrease of -36.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $515,000 | 53.0% |
Listing Count | 13 | 19.0% |
| Listings as % of Homes | 0.4% | 19.0% |
Days on Market | 31 | -36.0% |
Demographics — Boston, NY
As of the latest ACS Survey released in 2023, Boston, NY has a population of 3,440, which has increased by 6.9% over the past 5 years. Boston, NY is a less popular place for families, as children make up 13.2% of the population. The area has a moderately educated workforce, with 41.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,440 | 6.9% |
% Under 18 | 13.2% | -28.6% |
% Seniors | 15.2% | -36.7% |
% WFH | 10.7% | 105.8% |
% w/ College Degree | 41.6% | 71.9% |
As of the latest ACS Survey released in 2023, Boston, NY is a predominantly white area, with 90.7% of the population identifying as white. The white population has shrunk by 8.7% in the last 5 years. The second most common race or ethnicity in Boston, NY is asian, making up 1.8% of the population. Foreign-born residents account for 2.4% of the population in Boston, NY, and this percentage has decreased by 14.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.7% | -8.7% |
% Black | 0.2% | ∞% |
% Hispanic | 1.2% | 71.4% |
% Asian | 1.8% | ∞% |
% Foreign Born | 2.4% | -14.3% |
Mortgage and Risk — Boston, NY
According to HUD data as of 2023, there were 69 mortgage originations in Boston, NY, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Boston, NY. Investor activity is low, as 0.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 69 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Boston, NY
Boston, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 2.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $900 |
| 2 Bedroom | N/A | N/A | $1,050 |
| 3 Bedroom | N/A | N/A | $1,290 |
| 4 Bedroom | N/A | N/A | $1,450 |
Affordability — Boston, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $339,000 |
| Median Household Income | $110,000 |