Colden, NY—14033
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Colden, NY
As of Nov '25, the median home price in Colden, NY is $363,000, with a year-over-year change of 3.4%. This indicates that home prices in Colden, NY are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $363,000 | 3.4% |
| Single Family | $363,000 | 3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $287,000 | 2.9% |
3 Bed | $373,000 | 3.9% |
4 Bed | $428,000 | 5.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Colden, NY
Colden, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Colden, NY
As of Nov '25, Realtor.com reports that the median days on market for a home in Colden, NY is 26. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $379,000 | -19.0% |
Listing Count | 10 | 33.0% |
| Listings as % of Homes | 1.1% | 33.0% |
Days on Market | 26 | -20.0% |
Demographics — Colden, NY
As of the latest ACS Survey released in 2023, Colden, NY has a population of 1,410, which has decreased by -19.5% over the past 5 years. Colden, NY is a less popular place for families, as children make up 14.0% of the population. The area has a moderately educated workforce, with 42.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,410 | -19.5% |
% Under 18 | 14.0% | -33.6% |
% Seniors | 31.4% | 46.7% |
% WFH | 9.3% | 151.4% |
% w/ College Degree | 42.3% | -0.2% |
As of the latest ACS Survey released in 2023, Colden, NY is a predominantly white area, with 98.7% of the population identifying as white. The white population has grown by 5.4% in the last 5 years. The second most common race or ethnicity in Colden, NY is hispanic, making up 0.9% of the population. Foreign-born residents account for 1.3% of the population in Colden, NY, and this percentage has decreased by 40.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.7% | 5.4% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.9% | -85.2% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.3% | -40.9% |
Mortgage and Risk — Colden, NY
According to HUD data as of 2023, there were 76 mortgage originations in Colden, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Colden, NY. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 76 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Rentals and Section 8 — Colden, NY
Colden, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 1.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,080 |
| 2 Bedroom | N/A | N/A | $1,270 |
| 3 Bedroom | N/A | N/A | $1,550 |
| 4 Bedroom | N/A | N/A | $1,760 |
Affordability — Colden, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $363,000 |
| Median Household Income | $84,200 |