Dayton, OH—45414
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dayton, OH
Dayton, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $174,000 | 3.5% |
| Single Family | $174,000 | 4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $98,000 | 2.1% |
3 Bed | $179,000 | 4.7% |
4 Bed | $321,000 | 4.6% |
| 5 Bed | $423,000 | 2.9% |
% of Housing Stock
Rental Trends — Dayton, OH
As of July '25, Rentcast reports the average rent in Dayton, OH is $1,300, with a year-over-year rent change of -1.5%. Per bedroom, the median rent as of July '25 in Dayton, OH is studios: $1,740, 1-bedrooms: $745, 2-bedrooms: $1,180, 3-bedrooms: $1,680, 4-bedrooms: $1,100. The most common rental property sizes in Dayton, OH are 2-bedroom and 3-bedroom, accounting for 57.4% and 22.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,300 |
| Studio Rent | $1,740 | $1,740 |
| 1 Bed Rent | $725 | $745 |
| 2 Bed Rent | $1,140 | $1,180 |
| 3 Bed Rent | $1,500 | $1,680 |
| 4 Bed Rent | $1,100 | $1,100 |
% of Rental Stock
Property Listings — Dayton, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Dayton, OH is 44. This is a decrease of -26.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $240,000 | -5.0% |
Listing Count | 75 | 15.0% |
| Listings as % of Homes | 0.4% | 15.0% |
Days on Market | 44 | -26.0% |
Demographics — Dayton, OH
As of the latest ACS Survey released in 2023, Dayton, OH has a population of 20,500, which has remained stable by 0.4% over the past 5 years. Dayton, OH is a moderately popular place for families, as children make up 18.5% of the population. The area has a moderately educated workforce, with 25.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 20,500 | 0.4% |
% Under 18 | 18.5% | -21.3% |
% Seniors | 22.3% | 18.6% |
% WFH | 8.5% | 66.7% |
% w/ College Degree | 25.9% | 14.6% |
As of the latest ACS Survey released in 2023, Dayton, OH is a predominantly white area, with 74.7% of the population identifying as white. The white population has shrunk by 6.4% in the last 5 years. The second most common race or ethnicity in Dayton, OH is black, making up 15.5% of the population. Foreign-born residents account for 4.1% of the population in Dayton, OH, and this percentage has increased by 78.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.7% | -6.4% |
% Black | 15.5% | 14.8% |
% Hispanic | 3.8% | 153.3% |
% Asian | 1.2% | 33.3% |
% Foreign Born | 4.1% | 78.3% |
Mortgage and Risk — Dayton, OH
According to HUD data as of 2023, there were 334 mortgage originations in Dayton, OH, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, OH. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 334 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Dayton, OH
As of 2024, the percent of homes in Dayton, OH under the Section 8 program is 23.5%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Dayton, OH, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 810 |
Total Units Section 8 | 761 |
% Rentals under Section 8 | 23.5% |
% Occupied Section 8 | 88.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $55 | $725 | $780 |
| 2 Bedroom | -$140 | $1,140 | $1,000 |
| 3 Bedroom | -$210 | $1,500 | $1,290 |
| 4 Bedroom | $330 | $1,100 | $1,430 |
Affordability — Dayton, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $174,000 |
| Median Household Income | $53,800 |