San Bernardino, CA92408

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$468,000
1.6% YoY Growth
Median Household Income
$63,700
61.4% 5-Year Growth
Days on Market
53
4.0% Shorter than last year
Home Price Forecast
1.6%
Median Rent
$2,200
11.4% YoY Growth
1-Bed Rent
$1,500
16.7% YoY Growth
2-Bed Rent
$2,200
12.3% YoY Growth
3-Bed Rent
$2,700
7.0% YoY Growth

Other Zip Codes in San Bernardino, CA

Property Listings — San Bernardino, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in San Bernardino, CA is 53. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$630,0003.0%
Listing Count
16-16.0%
Listings as % of Homes0.3%-16.0%
Days on Market
53-4.0%
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Demographics — San Bernardino, CA

As of the latest ACS Survey released in 2023, San Bernardino, CA has a population of 13,900, which has decreased by -3.8% over the past 5 years. San Bernardino, CA is a moderately popular place for families, as children make up 23.7% of the population. The area has a poorly educated workforce, with 18.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,900-3.8%
% Under 18
23.7%-14.7%
% Seniors
9.8%4.3%
% WFH
3.9%-13.3%
% w/ College Degree
18.7%26.4%
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As of the latest ACS Survey released in 2023, San Bernardino, CA is a predominantly hispanic area, with 61.3% of the population identifying as hispanic. The hispanic population has grown by 2.3% in the last 5 years. The second most common race or ethnicity in San Bernardino, CA is asian, making up 16.9% of the population. Foreign-born residents account for 33.8% of the population in San Bernardino, CA, and this percentage has increased by 8.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
11.2%-18.2%
% Black
8.7%-18.7%
% Hispanic
61.3%2.3%
% Asian
16.9%20.7%
% Foreign Born
33.8%8.3%
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Mortgage and Risk — San Bernardino, CA

According to HUD data as of 2023, there were 7 mortgage originations in San Bernardino, CA, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 57.0% above 90% LTV (very high). This implies large mortgage risk in San Bernardino, CA. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
7
% Conventional Loans
57.0%
% Government Loans
43.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — San Bernardino, CA

As of 2024, the percent of homes in San Bernardino, CA under the Section 8 program is 13.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In San Bernardino, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
404
Total Units Section 8
330
% Rentals under Section 8
13.7%
% Occupied Section 8
93.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$50$1,500$1,450
2 Bedroom-$390$2,200$1,810
3 Bedroom-$260$2,700$2,440
4 Bedroom-$170$3,150$2,980

Affordability — San Bernardino, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7
Median Home Price$468,000
Median Household Income$63,700

San Bernardino, CA — ZIP Code Boundary Map

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Frequently Asked Questions