San Bernardino, CA 92405 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

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San Bernardino, CA—92405

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$443,000

1.2% YoY Growth

Household Income

$59,300

49.4% YoY Growth

Days on Market

53

6.0% Shorter YoY

Home Price Forecast

1.9%

Median Rent

$1,900

5.6% YoY Growth

1-Bed Rent

$1,300

6.6% YoY Growth

2-Bed Rent

$1,980

12.5% YoY Growth

3-Bed Rent

$2,950

10.5% YoY Growth

Other Zip Codes in San Bernardino, CA

92407 92411 92401 92408 92404 92410

Home Price Trends — San Bernardino, CA

As of Nov '25, the median home price in San Bernardino, CA is $443,000, with a year-over-year change of -1.2%. This indicates that home prices in San Bernardino, CA are decreasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$443,000	-1.2%
Single Family	$448,000	-1.5%
Condos	$289,000	-2.7%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — San Bernardino, CA

As of July '25, Rentcast reports the average rent in San Bernardino, CA is $2,080, with a year-over-year rent change of 5.6%. Per bedroom, the median rent as of July '25 in San Bernardino, CA is studios: $1,100, 1-bedrooms: $1,300, 2-bedrooms: $2,070, 3-bedrooms: $2,950, 4-bedrooms: $3,060. The most common rental property sizes in San Bernardino, CA are 2-bedroom and 1-bedroom, accounting for 44.2% and 23.9% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,900	$2,080
Studio Rent	$1,100	$1,100
1 Bed Rent	$1,300	$1,300
2 Bed Rent	$1,980	$2,070
3 Bed Rent	$2,950	$2,950
4 Bed Rent	$2,950	$3,060

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% of Rental Stock

Studio

8.1%

1 Bedroom

23.9%

2 Bedrooms

44.2%

3 Bedrooms

18.7%

4 Bedrooms

4.3%

5+ Bedrooms

0.8%

Property Listings — San Bernardino, CA

As of Nov '25, Realtor.com reports that the median days on market for a home in San Bernardino, CA is 53. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$467,000	2.0%
Listing Count	67	3.0%
Listings as % of Homes	0.6%	3.0%
Days on Market	53	-6.0%

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Demographics — San Bernardino, CA

As of the latest ACS Survey released in 2023, San Bernardino, CA has a population of 31,200, which has increased by 2.3% over the past 5 years. San Bernardino, CA is a popular place for families, as children make up 30.2% of the population. The area has a poorly educated workforce, with 13.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.1% reporting working from home.

Metric	Latest Census	YoY % Change
Population	31,200	2.3%
% Under 18	30.2%	-4.4%
% Seniors	8.6%	11.7%
% WFH	4.1%	115.8%
% w/ College Degree	13.3%	20.9%

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As of the latest ACS Survey released in 2023, San Bernardino, CA is a predominantly hispanic area, with 71.3% of the population identifying as hispanic. The hispanic population has grown by 9.4% in the last 5 years. The second most common race or ethnicity in San Bernardino, CA is white, making up 13.4% of the population. Foreign-born residents account for 18.2% of the population in San Bernardino, CA, and this percentage has decreased by 16.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	13.4%	-22.5%
% Black	10.1%	-28.4%
% Hispanic	71.3%	9.4%
% Asian	2.8%	-3.4%
% Foreign Born	18.2%	-16.1%

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Mortgage and Risk — San Bernardino, CA

According to HUD data as of 2023, there were 307 mortgage originations in San Bernardino, CA, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in San Bernardino, CA. Investor activity is low, as 6.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	307
% Conventional Loans	61.0%
% Government Loans	39.0%
% Investor Loans	6.0%
% Second Loans	0.0%
% Cash Out Refinance	15.0%

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Rentals and Section 8 — San Bernardino, CA

As of 2024, the percent of homes in San Bernardino, CA under the Section 8 program is 5.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in San Bernardino, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD	241
Total Units Section 8	241
% Rentals under Section 8	5.3%
% Occupied Section 8	88.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$210	$1,300	$1,510
2 Bedroom	-$100	$1,980	$1,880
3 Bedroom	-$440	$2,950	$2,510
4 Bedroom	$100	$2,950	$3,050