San Bernardino, CA92411

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$421,000
1.7% YoY Growth
Median Household Income
$55,500
36.8% 5-Year Growth
Days on Market
47
36.0% Shorter than last year
Home Price Forecast
1.4%
Median Rent
$2,400
20.8% YoY Growth
1-Bed Rent
$1,150
1.7% YoY Growth
2-Bed Rent
$1,850
8.3% YoY Growth
3-Bed Rent
$2,400
10.1% YoY Growth

Other Zip Codes in San Bernardino, CA

Property Listings — San Bernardino, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in San Bernardino, CA is 47. This is a decrease of -36.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$426,000-3.0%
Listing Count
34-17.0%
Listings as % of Homes0.5%-17.0%
Days on Market
47-36.0%
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Demographics — San Bernardino, CA

As of the latest ACS Survey released in 2023, San Bernardino, CA has a population of 27,200, which has increased by 2.2% over the past 5 years. San Bernardino, CA is a popular place for families, as children make up 30.2% of the population. The area has a poorly educated workforce, with 7.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
27,2002.2%
% Under 18
30.2%-7.4%
% Seniors
10.4%-1.0%
% WFH
3.8%31.0%
% w/ College Degree
7.0%-1.4%
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As of the latest ACS Survey released in 2023, San Bernardino, CA is a predominantly hispanic area, with 82.5% of the population identifying as hispanic. The hispanic population has grown by 5.5% in the last 5 years. The second most common race or ethnicity in San Bernardino, CA is black, making up 9.1% of the population. Foreign-born residents account for 26.9% of the population in San Bernardino, CA, and this percentage has decreased by 6.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
3.2%-11.1%
% Black
9.1%-36.4%
% Hispanic
82.5%5.5%
% Asian
2.4%-11.1%
% Foreign Born
26.9%-6.3%
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Mortgage and Risk — San Bernardino, CA

According to HUD data as of 2023, there were 182 mortgage originations in San Bernardino, CA, of which 53.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in San Bernardino, CA. Investor activity is low, as 4.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
182
% Conventional Loans
53.0%
% Government Loans
47.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
19.0%

Loan Activity

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Rentals and Section 8 — San Bernardino, CA

As of 2024, the percent of homes in San Bernardino, CA under the Section 8 program is 19.9%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In San Bernardino, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
642
Total Units Section 8
569
% Rentals under Section 8
19.9%
% Occupied Section 8
89.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$390$1,150$1,540
2 Bedroom$70$1,850$1,920
3 Bedroom$160$2,400$2,560
4 Bedroom$320$2,800$3,120

Affordability — San Bernardino, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.3
Median Home Price$421,000
Median Household Income$55,500

San Bernardino, CA — ZIP Code Boundary Map

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Frequently Asked Questions