San Bernardino, CA 92404 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

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San Bernardino, CA—92404

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$471,000

1.1% YoY Growth

Household Income

$66,200

48.8% YoY Growth

Days on Market

60

42.0% Longer YoY

Home Price Forecast

2.0%

Median Rent

$1,950

1.5% YoY Growth

1-Bed Rent

$1,500

12.8% YoY Growth

2-Bed Rent

$1,900

5.1% YoY Growth

3-Bed Rent

$2,400

2.4% YoY Growth

Other Zip Codes in San Bernardino, CA

92407 92411 92401 92408 92410 92405

Home Price Trends — San Bernardino, CA

As of Nov '25, the median home price in San Bernardino, CA is $471,000, with a year-over-year change of -1.1%. This indicates that home prices in San Bernardino, CA are decreasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$471,000	-1.1%
Single Family	$477,000	-1.4%
Condos	$267,000	-2.2%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — San Bernardino, CA

As of July '25, Rentcast reports the average rent in San Bernardino, CA is $2,070, with a year-over-year rent change of 1.5%. Per bedroom, the median rent as of July '25 in San Bernardino, CA is studios: $1,190, 1-bedrooms: $1,500, 2-bedrooms: $1,870, 3-bedrooms: $2,400, 4-bedrooms: $3,300. The most common rental property sizes in San Bernardino, CA are 2-bedroom and 1-bedroom, accounting for 45.2% and 28.8% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,950	$2,070
Studio Rent	$1,190	$1,190
1 Bed Rent	$1,500	$1,500
2 Bed Rent	$1,900	$1,870
3 Bed Rent	$2,400	$2,400
4 Bed Rent	$2,900	$3,300

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% of Rental Stock

Studio

4.3%

1 Bedroom

28.8%

2 Bedrooms

45.2%

3 Bedrooms

18.1%

4 Bedrooms

2.7%

5+ Bedrooms

0.9%

Property Listings — San Bernardino, CA

As of Nov '25, Realtor.com reports that the median days on market for a home in San Bernardino, CA is 60. This is a increase of 42.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$510,000	-2.0%
Listing Count	118	8.0%
Listings as % of Homes	0.6%	8.0%
Days on Market	60	42.0%

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Demographics — San Bernardino, CA

As of the latest ACS Survey released in 2023, San Bernardino, CA has a population of 63,100, which has increased by 3.0% over the past 5 years. San Bernardino, CA is a popular place for families, as children make up 28.5% of the population. The area has a poorly educated workforce, with 9.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.

Metric	Latest Census	YoY % Change
Population	63,100	3.0%
% Under 18	28.5%	-5.3%
% Seniors	9.8%	7.7%
% WFH	5.4%	116.0%
% w/ College Degree	9.9%	-18.2%

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As of the latest ACS Survey released in 2023, San Bernardino, CA is a predominantly hispanic area, with 68.5% of the population identifying as hispanic. The hispanic population has grown by 7.9% in the last 5 years. The second most common race or ethnicity in San Bernardino, CA is white, making up 15.5% of the population. Foreign-born residents account for 21.8% of the population in San Bernardino, CA, and this percentage has increased by 4.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	15.5%	-12.9%
% Black	10.7%	-25.7%
% Hispanic	68.5%	7.9%
% Asian	2.9%	20.8%
% Foreign Born	21.8%	4.3%

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Mortgage and Risk — San Bernardino, CA

According to HUD data as of 2023, there were 706 mortgage originations in San Bernardino, CA, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in San Bernardino, CA. Investor activity is low, as 3.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	706
% Conventional Loans	60.0%
% Government Loans	40.0%
% Investor Loans	3.0%
% Second Loans	2.0%
% Cash Out Refinance	19.0%

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Rentals and Section 8 — San Bernardino, CA

As of 2024, the percent of homes in San Bernardino, CA under the Section 8 program is 8.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In San Bernardino, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	880
Total Units Section 8	791
% Rentals under Section 8	8.9%
% Occupied Section 8	89.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$60	$1,500	$1,560
2 Bedroom	$40	$1,900	$1,940
3 Bedroom	$190	$2,400	$2,590
4 Bedroom	$250	$2,900	$3,150