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San Bernardino, CA—92410

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$429,000
2.3% YoY Growth
Household Income
$53,400
77.5% YoY Growth
Days on Market
72
7.0% Shorter YoY
Home Price Forecast
1.9%
Median Rent
$1,700
0.5% YoY Growth
1-Bed Rent
$1,300
3.6% YoY Growth
2-Bed Rent
$2,000
11.2% YoY Growth
3-Bed Rent
$3,000
20.2% YoY Growth

Other Zip Codes in San Bernardino, CA

924079241192401924089240492405
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — San Bernardino, CA

As of Dec '25, the median home price in San Bernardino, CA is $429,000, with a year-over-year change of -2.3%. This indicates that home prices in San Bernardino, CA are decreasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$429,000-2.3%
Single Family $432,000-2.7%
Condos $274,0004.6%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $303,000
    -2.3%
    2 Bed
    		$370,000-3.9%
    3 Bed
    		$450,000-2.8%
    4 Bed
    		$499,000-2.7%
    5 Bed $529,757-2.4%
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    % of Housing Stock

    Studio
    3.8%
    1 Bedroom
    18.1%
    2 Bedrooms
    36.6%
    3 Bedrooms
    31.8%
    4 Bedrooms
    7.6%
    5+ Bedrooms
    2.1%

    Rental Trends — San Bernardino, CA

    As of July '25, Rentcast reports the average rent in San Bernardino, CA is $1,880, with a year-over-year rent change of -0.5%. Per bedroom, the median rent as of July '25 in San Bernardino, CA is studios: $1,460, 1-bedrooms: $1,430, 2-bedrooms: $1,980, 3-bedrooms: $2,980, 4-bedrooms: $2,920. The most common rental property sizes in San Bernardino, CA are 2-bedroom and 1-bedroom, accounting for 42.3% and 27.4% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,700$1,880
    Studio Rent $1,440$1,460
    1 Bed Rent $1,300$1,430
    2 Bed Rent $2,000$1,980
    3 Bed Rent $3,000$2,980
    4 Bed Rent $2,400$2,920
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    % of Rental Stock

    Studio
    5.7%
    1 Bedroom
    27.4%
    2 Bedrooms
    42.3%
    3 Bedrooms
    18.0%
    4 Bedrooms
    4.1%
    5+ Bedrooms
    2.6%

    Property Listings — San Bernardino, CA

    As of Dec '25, Realtor.com reports that the median days on market for a home in San Bernardino, CA is 51. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$453,0002.0%
    Listing Count
    		604.0%
    Listings as % of Homes0.3%4.0%
    Days on Market
    		72-7.0%
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    Demographics — San Bernardino, CA

    As of the latest ACS Survey released in 2023, San Bernardino, CA has a population of 48,300, which has increased by 5.8% over the past 5 years. San Bernardino, CA is a popular place for families, as children make up 29.6% of the population. The area has a poorly educated workforce, with 6.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.2% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		48,3005.8%
    % Under 18
    		29.6%-13.7%
    % Seniors
    		10.4%46.5%
    % WFH
    		5.2%23.8%
    % w/ College Degree
    		6.1%8.9%
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    As of the latest ACS Survey released in 2023, San Bernardino, CA is a predominantly hispanic area, with 79.6% of the population identifying as hispanic. The hispanic population has grown by 3.8% in the last 5 years. The second most common race or ethnicity in San Bernardino, CA is black, making up 9.6% of the population. Foreign-born residents account for 28.6% of the population in San Bernardino, CA, and this percentage has decreased by 3.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		7.2%-16.3%
    % Black
    		9.6%-8.6%
    % Hispanic
    		79.6%3.8%
    % Asian
    		2.9%3.6%
    % Foreign Born
    		28.6%-3.4%
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    Mortgage and Risk — San Bernardino, CA

    According to HUD data as of 2023, there were 316 mortgage originations in San Bernardino, CA, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in San Bernardino, CA. Investor activity is low, as 4.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		316
    % Conventional Loans
    		60.0%
    % Government Loans
    		40.0%
    % Investor Loans
    		4.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		20.0%
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    Rentals and Section 8 — San Bernardino, CA

    As of 2024, the percent of homes in San Bernardino, CA under the Section 8 program is 16.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in San Bernardino, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		1,501
    Total Units Section 8
    		1,278
    % Rentals under Section 8
    		16.8%
    % Occupied Section 8
    		91.7%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$220$1,300$1,520
    2 Bedroom-$110$2,000$1,890
    3 Bedroom-$480$3,000$2,520
    4 Bedroom$670$2,400$3,070

    Affordability — San Bernardino, CA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio7.6
    Median Home Price$429,000
    Median Household Income$53,400

    San Bernardino, CA — ZIP Code Boundary Map

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    Nearby ZIP Codes

    San Bernardino, CA

    92401

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    Frequently Asked Questions