San Bernardino, CA—92411
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — San Bernardino, CA
As of Oct '25, the median home price in San Bernardino, CA is $421,000, with a year-over-year change of -1.7%. This indicates that home prices in San Bernardino, CA are decreasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $421,000 | -1.7% |
| Single Family | $421,000 | -2.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $296,000 | -8.1% |
2 Bed | $372,000 | -3.6% |
3 Bed | $435,000 | -2.2% |
4 Bed | $491,000 | -2.2% |
| 5 Bed | $536,000 | -2.0% |
% of Housing Stock
Rental Trends — San Bernardino, CA
As of July '25, Rentcast reports the average rent in San Bernardino, CA is $2,610, with a year-over-year rent change of 20.8%. Per bedroom, the median rent as of July '25 in San Bernardino, CA is 1-bedrooms: $1,220, 2-bedrooms: $1,880, 3-bedrooms: $2,620, 4-bedrooms: $2,830. The most common rental property sizes in San Bernardino, CA are 2-bedroom and 3-bedroom, accounting for 38.3% and 30.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,610 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,150 | $1,220 |
| 2 Bed Rent | $1,850 | $1,880 |
| 3 Bed Rent | $2,400 | $2,620 |
| 4 Bed Rent | $2,800 | $2,830 |
% of Rental Stock
Property Listings — San Bernardino, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in San Bernardino, CA is 47. This is a decrease of -36.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $426,000 | -3.0% |
Listing Count | 34 | -17.0% |
| Listings as % of Homes | 0.5% | -17.0% |
Days on Market | 47 | -36.0% |
Demographics — San Bernardino, CA
As of the latest ACS Survey released in 2023, San Bernardino, CA has a population of 27,200, which has increased by 2.2% over the past 5 years. San Bernardino, CA is a popular place for families, as children make up 30.2% of the population. The area has a poorly educated workforce, with 7.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 27,200 | 2.2% |
% Under 18 | 30.2% | -7.4% |
% Seniors | 10.4% | -1.0% |
% WFH | 3.8% | 31.0% |
% w/ College Degree | 7.0% | -1.4% |
As of the latest ACS Survey released in 2023, San Bernardino, CA is a predominantly hispanic area, with 82.5% of the population identifying as hispanic. The hispanic population has grown by 5.5% in the last 5 years. The second most common race or ethnicity in San Bernardino, CA is black, making up 9.1% of the population. Foreign-born residents account for 26.9% of the population in San Bernardino, CA, and this percentage has decreased by 6.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 3.2% | -11.1% |
% Black | 9.1% | -36.4% |
% Hispanic | 82.5% | 5.5% |
% Asian | 2.4% | -11.1% |
% Foreign Born | 26.9% | -6.3% |
Mortgage and Risk — San Bernardino, CA
According to HUD data as of 2023, there were 182 mortgage originations in San Bernardino, CA, of which 53.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in San Bernardino, CA. Investor activity is low, as 4.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 182 |
% Conventional Loans | 53.0% |
% Government Loans | 47.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — San Bernardino, CA
As of 2024, the percent of homes in San Bernardino, CA under the Section 8 program is 19.9%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In San Bernardino, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 642 |
Total Units Section 8 | 569 |
% Rentals under Section 8 | 19.9% |
% Occupied Section 8 | 89.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $390 | $1,150 | $1,540 |
| 2 Bedroom | $70 | $1,850 | $1,920 |
| 3 Bedroom | $160 | $2,400 | $2,560 |
| 4 Bedroom | $320 | $2,800 | $3,120 |
Affordability — San Bernardino, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.3 |
| Median Home Price | $421,000 |
| Median Household Income | $55,500 |