Santa Rosa, CA—95409
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Santa Rosa, CA
As of Oct '25, the median home price in Santa Rosa, CA is $773,000, with a year-over-year change of -2.4%. This indicates that home prices in Santa Rosa, CA are decreasing. According to Zillow, the 1-year price projection is -1.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $773,000 | -2.4% |
| Single Family | $797,000 | -2.6% |
| Condos | $458,000 | -8.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $414,000 | -1.2% |
2 Bed | $635,000 | -2.0% |
3 Bed | $794,000 | -2.3% |
4 Bed | $944,000 | -2.4% |
| 5 Bed | $1,195,000 | -2.0% |
% of Housing Stock
Rental Trends — Santa Rosa, CA
As of July '25, Rentcast reports the average rent in Santa Rosa, CA is $3,130, with a year-over-year rent change of 3.0%. Per bedroom, the median rent as of July '25 in Santa Rosa, CA is studios: $2,000, 1-bedrooms: $1,880, 2-bedrooms: $2,570, 3-bedrooms: $3,530, 4-bedrooms: $5,960. The most common rental property sizes in Santa Rosa, CA are 2-bedroom and 1-bedroom, accounting for 45.4% and 21.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,590 | $3,130 |
| Studio Rent | $1,600 | $2,000 |
| 1 Bed Rent | $1,840 | $1,880 |
| 2 Bed Rent | $2,400 | $2,570 |
| 3 Bed Rent | $3,400 | $3,530 |
| 4 Bed Rent | $3,980 | $5,960 |
% of Rental Stock
Property Listings — Santa Rosa, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Santa Rosa, CA is 52. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $852,000 | -3.0% |
Listing Count | 137 | 28.0% |
| Listings as % of Homes | 0.4% | 28.0% |
Days on Market | 52 | 19.0% |
Demographics — Santa Rosa, CA
As of the latest ACS Survey released in 2023, Santa Rosa, CA has a population of 26,000, which has decreased by -5.0% over the past 5 years. Santa Rosa, CA is a moderately popular place for families, as children make up 16.7% of the population. The area has a highly educated workforce, with 49.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,000 | -5.0% |
% Under 18 | 16.7% | -2.9% |
% Seniors | 34.0% | 5.9% |
% WFH | 14.6% | 71.8% |
% w/ College Degree | 49.6% | 5.5% |
As of the latest ACS Survey released in 2023, Santa Rosa, CA is a predominantly white area, with 69.1% of the population identifying as white. The white population has shrunk by 8.1% in the last 5 years. The second most common race or ethnicity in Santa Rosa, CA is hispanic, making up 18.3% of the population. Foreign-born residents account for 13.7% of the population in Santa Rosa, CA, and this percentage has increased by 9.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 69.1% | -8.1% |
% Black | 0.7% | -41.7% |
% Hispanic | 18.3% | 20.4% |
% Asian | 7.3% | 58.7% |
% Foreign Born | 13.7% | 9.6% |
Mortgage and Risk — Santa Rosa, CA
According to HUD data as of 2023, there were 398 mortgage originations in Santa Rosa, CA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Santa Rosa, CA. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 398 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Santa Rosa, CA
As of 2024, the percent of homes in Santa Rosa, CA under the Section 8 program is 9.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Santa Rosa, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 370 |
Total Units Section 8 | 333 |
% Rentals under Section 8 | 9.0% |
% Occupied Section 8 | 93.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $490 | $1,840 | $2,330 |
| 2 Bedroom | $660 | $2,400 | $3,060 |
| 3 Bedroom | $780 | $3,400 | $4,180 |
| 4 Bedroom | $440 | $3,980 | $4,420 |
Affordability — Santa Rosa, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.2 |
| Median Home Price | $773,000 |
| Median Household Income | $106,000 |