Santa Rosa, CA—95405
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Santa Rosa, CA
As of Oct '25, the median home price in Santa Rosa, CA is $717,000, with a year-over-year change of -4.1%. This indicates that home prices in Santa Rosa, CA are decreasing. According to Zillow, the 1-year price projection is -1.2%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $717,000 | -4.1% |
| Single Family | $740,000 | -3.9% |
| Condos | $450,000 | -4.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $533,000 | -4.3% |
3 Bed | $711,000 | -3.9% |
4 Bed | $870,000 | -4.1% |
| 5 Bed | $1,059,000 | -3.9% |
% of Housing Stock
Rental Trends — Santa Rosa, CA
As of July '25, Rentcast reports the average rent in Santa Rosa, CA is $2,680, with a year-over-year rent change of -9.5%. Per bedroom, the median rent as of July '25 in Santa Rosa, CA is studios: $2,000, 1-bedrooms: $2,050, 2-bedrooms: $2,430, 3-bedrooms: $3,400, 4-bedrooms: $3,980. The most common rental property sizes in Santa Rosa, CA are 2-bedroom and 1-bedroom, accounting for 60.2% and 17.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,490 | $2,680 |
| Studio Rent | $2,000 | $2,000 |
| 1 Bed Rent | $1,900 | $2,050 |
| 2 Bed Rent | $2,400 | $2,430 |
| 3 Bed Rent | $3,300 | $3,400 |
| 4 Bed Rent | $3,750 | $3,980 |
% of Rental Stock
Property Listings — Santa Rosa, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Santa Rosa, CA is 35. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $754,000 | -7.0% |
Listing Count | 48 | 19.0% |
| Listings as % of Homes | 0.2% | 19.0% |
Days on Market | 35 | 1.0% |
Demographics — Santa Rosa, CA
As of the latest ACS Survey released in 2023, Santa Rosa, CA has a population of 22,800, which has increased by 6.4% over the past 5 years. Santa Rosa, CA is a moderately popular place for families, as children make up 17.1% of the population. The area has a highly educated workforce, with 47.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 22,800 | 6.4% |
% Under 18 | 17.1% | -3.9% |
% Seniors | 23.4% | 14.7% |
% WFH | 15.1% | 98.7% |
% w/ College Degree | 47.4% | 5.3% |
As of the latest ACS Survey released in 2023, Santa Rosa, CA is a predominantly white area, with 71.5% of the population identifying as white. The white population has shrunk by 4.8% in the last 5 years. The second most common race or ethnicity in Santa Rosa, CA is hispanic, making up 18.9% of the population. Foreign-born residents account for 11.2% of the population in Santa Rosa, CA, and this percentage has decreased by 7.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.5% | -4.8% |
% Black | 1.2% | -14.3% |
% Hispanic | 18.9% | 33.1% |
% Asian | 2.8% | -42.9% |
% Foreign Born | 11.2% | -7.4% |
Mortgage and Risk — Santa Rosa, CA
According to HUD data as of 2023, there were 293 mortgage originations in Santa Rosa, CA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Santa Rosa, CA. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 293 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Santa Rosa, CA
As of 2024, the percent of homes in Santa Rosa, CA under the Section 8 program is 6.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Santa Rosa, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 215 |
Total Units Section 8 | 215 |
% Rentals under Section 8 | 6.0% |
% Occupied Section 8 | 90.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $390 | $1,900 | $2,290 |
| 2 Bedroom | $610 | $2,400 | $3,010 |
| 3 Bedroom | $810 | $3,300 | $4,110 |
| 4 Bedroom | $600 | $3,750 | $4,350 |
Affordability — Santa Rosa, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6 |
| Median Home Price | $717,000 |
| Median Household Income | $118,000 |