Santa Rosa, CA—95404
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Santa Rosa, CA
As of Oct '25, the median home price in Santa Rosa, CA is $804,000, with a year-over-year change of -3.0%. This indicates that home prices in Santa Rosa, CA are decreasing. According to Zillow, the 1-year price projection is -1.4%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $804,000 | -3.0% |
| Single Family | $826,000 | -2.9% |
| Condos | $439,000 | -3.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $492,000 | -1.6% |
2 Bed | $607,000 | -3.7% |
3 Bed | $800,000 | -2.8% |
4 Bed | $1,054,000 | -2.9% |
| 5 Bed | $1,500,000 | -2.9% |
% of Housing Stock
Rental Trends — Santa Rosa, CA
As of July '25, Rentcast reports the average rent in Santa Rosa, CA is $2,840, with a year-over-year rent change of -4.7%. Per bedroom, the median rent as of July '25 in Santa Rosa, CA is studios: $1,320, 1-bedrooms: $1,900, 2-bedrooms: $2,320, 3-bedrooms: $3,910, 4-bedrooms: $5,320. The most common rental property sizes in Santa Rosa, CA are 2-bedroom and 1-bedroom, accounting for 42.8% and 25.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,840 |
| Studio Rent | $1,520 | $1,320 |
| 1 Bed Rent | $1,800 | $1,900 |
| 2 Bed Rent | $2,400 | $2,320 |
| 3 Bed Rent | $3,650 | $3,910 |
| 4 Bed Rent | $4,500 | $5,320 |
% of Rental Stock
Property Listings — Santa Rosa, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Santa Rosa, CA is 64. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,500,000 | 2.0% |
Listing Count | 121 | 4.0% |
| Listings as % of Homes | 0.3% | 4.0% |
Days on Market | 64 | -1.0% |
Demographics — Santa Rosa, CA
As of the latest ACS Survey released in 2023, Santa Rosa, CA has a population of 37,300, which has decreased by -7.8% over the past 5 years. Santa Rosa, CA is a moderately popular place for families, as children make up 19.4% of the population. The area has a highly educated workforce, with 45.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 37,300 | -7.8% |
% Under 18 | 19.4% | -3.0% |
% Seniors | 19.8% | 10.6% |
% WFH | 11.7% | 56.0% |
% w/ College Degree | 45.2% | 8.7% |
As of the latest ACS Survey released in 2023, Santa Rosa, CA is a predominantly white area, with 60.7% of the population identifying as white. The white population has shrunk by 9.9% in the last 5 years. The second most common race or ethnicity in Santa Rosa, CA is hispanic, making up 24.7% of the population. Foreign-born residents account for 14.3% of the population in Santa Rosa, CA, and this percentage has decreased by 1.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.7% | -9.9% |
% Black | 1.6% | -20.0% |
% Hispanic | 24.7% | 21.1% |
% Asian | 7.3% | 46.0% |
% Foreign Born | 14.3% | -1.4% |
Mortgage and Risk — Santa Rosa, CA
According to HUD data as of 2023, there were 396 mortgage originations in Santa Rosa, CA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Santa Rosa, CA. Investor activity is low, as 4.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 396 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 4.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Santa Rosa, CA
As of 2024, the percent of homes in Santa Rosa, CA under the Section 8 program is 11.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Santa Rosa, CA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 683 |
Total Units Section 8 | 683 |
% Rentals under Section 8 | 11.0% |
% Occupied Section 8 | 91.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $140 | $1,800 | $1,940 |
| 2 Bedroom | $140 | $2,400 | $2,540 |
| 3 Bedroom | -$180 | $3,650 | $3,470 |
| 4 Bedroom | -$830 | $4,500 | $3,670 |
Affordability — Santa Rosa, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.8 |
| Median Home Price | $804,000 |
| Median Household Income | $103,000 |