San Bernardino, CA—92407
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — San Bernardino, CA
As of Oct '25, the median home price in San Bernardino, CA is $536,000, with a year-over-year change of -1.3%. This indicates that home prices in San Bernardino, CA are decreasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $536,000 | -1.3% |
| Single Family | $545,000 | -2.0% |
| Condos | $282,000 | -0.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $222,000 | -1.3% |
2 Bed | $381,000 | 0.3% |
3 Bed | $520,000 | -1.9% |
4 Bed | $611,000 | -2.1% |
| 5 Bed | $746,000 | -3.1% |
% of Housing Stock
Rental Trends — San Bernardino, CA
As of July '25, Rentcast reports the average rent in San Bernardino, CA is $2,290, with a year-over-year rent change of -3.0%. Per bedroom, the median rent as of July '25 in San Bernardino, CA is 1-bedrooms: $1,590, 2-bedrooms: $1,950, 3-bedrooms: $2,820, 4-bedrooms: $3,490. The most common rental property sizes in San Bernardino, CA are 2-bedroom and 3-bedroom, accounting for 45.5% and 24.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,290 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,650 | $1,590 |
| 2 Bed Rent | $1,900 | $1,950 |
| 3 Bed Rent | $2,750 | $2,820 |
| 4 Bed Rent | $3,390 | $3,490 |
% of Rental Stock
Property Listings — San Bernardino, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in San Bernardino, CA is 62. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $589,000 | -5.0% |
Listing Count | 124 | 10.0% |
| Listings as % of Homes | 0.6% | 10.0% |
Days on Market | 62 | 19.0% |
Demographics — San Bernardino, CA
As of the latest ACS Survey released in 2023, San Bernardino, CA has a population of 69,200, which has remained stable by -0.0% over the past 5 years. San Bernardino, CA is a popular place for families, as children make up 27.9% of the population. The area has a poorly educated workforce, with 19.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 69,200 | 0.0% |
% Under 18 | 27.9% | -4.8% |
% Seniors | 7.9% | 23.4% |
% WFH | 8.7% | 93.3% |
% w/ College Degree | 19.0% | 28.4% |
As of the latest ACS Survey released in 2023, San Bernardino, CA is a predominantly hispanic area, with 64.6% of the population identifying as hispanic. The hispanic population has grown by 2.1% in the last 5 years. The second most common race or ethnicity in San Bernardino, CA is white, making up 16.6% of the population. Foreign-born residents account for 21.2% of the population in San Bernardino, CA, and this percentage has increased by 6.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 16.6% | -10.8% |
% Black | 10.8% | -3.6% |
% Hispanic | 64.6% | 2.1% |
% Asian | 4.3% | -4.4% |
% Foreign Born | 21.2% | 6.0% |
Mortgage and Risk — San Bernardino, CA
According to HUD data as of 2023, there were 882 mortgage originations in San Bernardino, CA, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in San Bernardino, CA. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 882 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — San Bernardino, CA
As of 2024, the percent of homes in San Bernardino, CA under the Section 8 program is 3.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In San Bernardino, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 255 |
Total Units Section 8 | 255 |
% Rentals under Section 8 | 3.7% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $210 | $1,650 | $1,860 |
| 2 Bedroom | $410 | $1,900 | $2,310 |
| 3 Bedroom | $330 | $2,750 | $3,080 |
| 4 Bedroom | $360 | $3,390 | $3,750 |
Affordability — San Bernardino, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6 |
| Median Home Price | $536,000 |
| Median Household Income | $83,700 |