Santa Rosa, CA—95407
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Santa Rosa, CA
As of Oct '25, the median home price in Santa Rosa, CA is $626,000, with a year-over-year change of -4.3%. This indicates that home prices in Santa Rosa, CA are decreasing. According to Zillow, the 1-year price projection is -1.3%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $626,000 | -4.3% |
| Single Family | $642,000 | -4.3% |
| Condos | $465,000 | -5.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $503,000 | -4.9% |
2 Bed | $521,000 | -6.0% |
3 Bed | $622,000 | -4.3% |
4 Bed | $722,000 | -3.3% |
| 5 Bed | $804,000 | -3.5% |
% of Housing Stock
Rental Trends — Santa Rosa, CA
As of July '25, Rentcast reports the average rent in Santa Rosa, CA is $2,640, with a year-over-year rent change of -14.3%. Per bedroom, the median rent as of July '25 in Santa Rosa, CA is studios: $1,780, 1-bedrooms: $1,740, 2-bedrooms: $2,500, 3-bedrooms: $3,170, 4-bedrooms: $4,250. The most common rental property sizes in Santa Rosa, CA are 2-bedroom and 3-bedroom, accounting for 48.3% and 23.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,640 |
| Studio Rent | $1,750 | $1,780 |
| 1 Bed Rent | $1,700 | $1,740 |
| 2 Bed Rent | $2,400 | $2,500 |
| 3 Bed Rent | $3,100 | $3,170 |
| 4 Bed Rent | $3,950 | $4,250 |
% of Rental Stock
Property Listings — Santa Rosa, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Santa Rosa, CA is 43. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $722,000 | -3.0% |
Listing Count | 66 | 27.0% |
| Listings as % of Homes | 0.2% | 27.0% |
Days on Market | 43 | 26.0% |
Demographics — Santa Rosa, CA
As of the latest ACS Survey released in 2023, Santa Rosa, CA has a population of 42,100, which has remained stable by -0.8% over the past 5 years. Santa Rosa, CA is a popular place for families, as children make up 26.6% of the population. The area has a poorly educated workforce, with 17.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 42,100 | -0.8% |
% Under 18 | 26.6% | -3.3% |
% Seniors | 10.5% | 23.5% |
% WFH | 7.1% | 136.7% |
% w/ College Degree | 17.4% | 34.9% |
As of the latest ACS Survey released in 2023, Santa Rosa, CA is a predominantly hispanic area, with 59.0% of the population identifying as hispanic. The hispanic population has grown by 5.4% in the last 5 years. The second most common race or ethnicity in Santa Rosa, CA is white, making up 29.2% of the population. Foreign-born residents account for 32.1% of the population in Santa Rosa, CA, and this percentage has increased by 2.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 29.2% | -4.6% |
% Black | 2.4% | -20.0% |
% Hispanic | 59.0% | 5.4% |
% Asian | 7.2% | 16.1% |
% Foreign Born | 32.1% | 2.2% |
Mortgage and Risk — Santa Rosa, CA
According to HUD data as of 2023, there were 318 mortgage originations in Santa Rosa, CA, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Santa Rosa, CA. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 318 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Santa Rosa, CA
As of 2024, the percent of homes in Santa Rosa, CA under the Section 8 program is 11.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Santa Rosa, CA, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 726 |
Total Units Section 8 | 726 |
% Rentals under Section 8 | 11.7% |
% Occupied Section 8 | 88.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $220 | $1,700 | $1,920 |
| 2 Bedroom | $120 | $2,400 | $2,520 |
| 3 Bedroom | $340 | $3,100 | $3,440 |
| 4 Bedroom | -$310 | $3,950 | $3,640 |
Affordability — Santa Rosa, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.6 |
| Median Home Price | $626,000 |
| Median Household Income | $82,800 |